IronRock Insurance Company Limited (JMSE:ROC)
Jamaica · Delayed Price · Currency is JMD 2.000
0.00 (0.00%)
At close: Jul 24, 2026
JMSE:ROC Financials Overview
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,357 | 2,247 | 1,872 | 1,497 | 1,069 | 417.2 |
Revenue Growth | 20.06% | 20.01% | 25.05% | 40.11% | 156.15% | 6.91% |
Operating Income Operating Income Growth | 26.76 | 7.78 | 93.28 | 103.1 | 36 | 37.55 |
Net Income Net Income Growth | 2.36 | -12.45 | 80.71 | 83.96 | 33.63 | 53.71 |
Earnings Per Share EPS Growth | 0.01 | -0.06 | 0.38 | 0.39 | 0.16 | 0.25 |
EPS Growth | -96.60% | - | -3.88% | 149.68% | -37.39% | 12.01% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Property Property Growth | 1,234 | 1,059 | 790.44 | 493.31 |
Liability Liability Growth | 171.87 | 93.79 | 94.51 | 86.5 |
Other Other Growth | 332.91 | 252.96 | 221.29 | 173.01 |
Motor Motor Growth | 398 | 349.32 | 289.12 | 239.08 |
Total Total Growth | 2,136 | 1,755 | 1,395 | 991.9 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 504.4 | 1,304 | 237.65 | 395.92 | 142.4 | 69.64 |
Total Debt Total Debt Growth | 203.08 | 206.23 | - | - | - | - |
Net Cash (Debt) Net Cash Growth | 301.32 | 1,098 | 237.65 | 395.92 | 142.4 | 69.64 |
Net Cash Growth | 15.91% | 362.00% | -39.98% | 178.03% | 104.50% | 120.50% |
Net Cash Per Share Net Cash Per Share Growth | 1.35 | 5.13 | 1.11 | 1.85 | 0.67 | 0.33 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 381.68 | 927.46 | 61.49 | 79.07 | 29.21 | 38.4 |
Capital Expenditures CapEx Growth | -29.95 | -54.59 | -5.81 | -1.66 | -2.82 | -12.08 |
Free Cash Flow Free Cash Flow Growth | 351.73 | 872.87 | 55.68 | 77.41 | 26.38 | 26.32 |
Free Cash Flow Growth | 252.45% | 1467.79% | -28.08% | 193.42% | 0.24% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 1.14% | 0.35% | 4.98% | 6.89% | 3.37% | 9.00% |
Pretax Margin | 0.22% | -0.42% | 4.98% | 6.89% | 3.37% | 14.58% |
Profit Margin | 0.10% | -0.55% | 4.31% | 5.61% | 3.15% | 12.87% |
FCF Margin | 14.92% | 38.85% | 2.97% | 5.17% | 2.47% | 6.31% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 0.090 | 0.090 | 0.045 | 0.033 |
Dividend Per Share Growth | 0% | 100.00% | 38.46% | - |
Dividend Yield | 4.50% | 2.36% | 1.15% | 1.35% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 189.45 | - | 10.61 | 6.42 | 14.95 | 12.35 |
P/FCF Ratio | 1.22 | 0.93 | 15.38 | 6.97 | 19.06 | 25.21 |
PS Ratio | 0.18 | 0.36 | 0.46 | 0.36 | 0.47 | 1.59 |