IronRock Insurance Company Limited (JMSE:ROC)
Jamaica · Delayed Price · Currency is JMD 4.000
-0.200 (-4.76%)
At close: Oct 27, 2026
JMSE:ROC Balance Sheet
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Debt Securities | - | 638.55 | 781.94 | 404.01 | 353.01 | 459.88 |
Investments in Equity & Preferred Securities | - | 165.51 | 148.34 | 124.17 | 112.31 | 123.51 |
Other Investments | 837.21 | 0.92 | 0.94 | 102.34 | 277.79 | 147.26 |
Total Investments | 837.21 | 804.99 | 931.22 | 630.52 | 743.11 | 730.65 |
Cash & Equivalents | 442.6 | 1,304 | 237.65 | 395.92 | 142.4 | 69.64 |
Reinsurance Recoverable | - | 2,120 | 438.64 | 426.78 | 273.9 | 408.32 |
Other Receivables | 89.72 | 97.95 | 65.02 | 94.34 | 56.84 | 260.28 |
Deferred Policy Acquisition Cost | - | - | - | - | - | 46.85 |
Property, Plant & Equipment | 240.43 | 254.66 | 16.2 | 15.65 | 18.72 | 20.49 |
Other Intangible Assets | 0.14 | 0.89 | 1.93 | 2.97 | 2.55 | 3.19 |
Long-Term Deferred Tax Assets | - | - | - | - | 6.32 | 7.99 |
Total Assets | 3,041 | 4,583 | 1,691 | 1,566 | 1,244 | 1,547 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 45.04 | 50.94 | 31.46 | - | - |
Insurance & Annuity Liabilities | 1,960 | 1,426 | 254.22 | 343.43 | 180.52 | 199.15 |
Unpaid Claims | - | 2,103 | 556.55 | 433.61 | 350.32 | 239.24 |
Unearned Premiums | - | - | - | - | - | 463.61 |
Current Portion of Leases | - | 206.23 | - | - | - | - |
Long-Term Deferred Tax Liabilities | 7.59 | 7.59 | 4.64 | 3.42 | - | - |
Other Long-Term Liabilities | 67.33 | 13.92 | 12.84 | 5.92 | 35.24 | 25.77 |
Total Liabilities | 2,231 | 3,801 | 879.18 | 817.83 | 566.08 | 927.77 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 809.58 | 465.54 | 465.54 | 465.54 | 485.82 | 485.82 |
Additional Paid-In Capital | - | 139.34 | 139.34 | 139.34 | 139.34 | 139.34 |
Retained Earnings | - | 176.51 | 208.22 | 148.91 | 72.31 | 11.38 |
Comprehensive Income & Other | - | 0.4 | -1.62 | -5.44 | -19.71 | -16.9 |
Shareholders' Equity | 809.58 | 781.78 | 811.48 | 748.34 | 677.76 | 619.65 |
Total Liabilities & Equity | 3,041 | 4,583 | 1,691 | 1,566 | 1,244 | 1,547 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 242.7 | 214 | 214 | 214 | 214 | 214 |
Total Common Shares Outstanding | 242.7 | 214 | 214 | 214 | 214 | 214 |
Total Debt | 196.52 | 206.23 | - | - | - | - |
Net Cash (Debt) | 246.08 | 1,098 | 237.65 | 395.92 | 142.4 | 69.64 |
Net Cash Growth | 37.56% | 362.00% | -39.98% | 178.03% | 104.50% | 120.50% |
Net Cash Per Share | 1.12 | 5.13 | 1.11 | 1.85 | 0.67 | 0.33 |
Book Value Per Share | 3.34 | 3.65 | 3.79 | 3.50 | 3.17 | 2.90 |
Tangible Book Value | 809.45 | 780.9 | 809.55 | 745.37 | 675.21 | 616.46 |
Tangible Book Value Per Share | 3.34 | 3.65 | 3.78 | 3.48 | 3.16 | 2.88 |
Machinery | - | 42.66 | 53.15 | 48.93 | 47.44 | 44.62 |
Construction In Progress | - | 6.46 | 1.58 | - | - | - |
Leasehold Improvements | - | 40.88 | 0.83 | 0.83 | 0.83 | 0.83 |