JMSE:ROC Balance Sheet

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	-	638.55	781.94	404.01	353.01	459.88
Investments in Equity & Preferred Securities	-	165.51	148.34	124.17	112.31	123.51
Other Investments	1,249	0.92	0.94	102.34	277.79	147.26
Total Investments	1,249	804.99	931.22	630.52	743.11	730.65
Cash & Equivalents	504.4	1,304	237.65	395.92	142.4	69.64
Reinsurance Recoverable	1,933	2,120	438.64	426.78	273.9	408.32
Other Receivables	91.04	97.95	65.02	94.34	56.84	260.28
Deferred Policy Acquisition Cost	-	-	-	-	-	46.85
Property, Plant & Equipment	247.34	254.66	16.2	15.65	18.72	20.49
Other Intangible Assets	0.63	0.89	1.93	2.97	2.55	3.19
Long-Term Deferred Tax Assets	-	-	-	-	6.32	7.99
Total Assets	4,025	4,583	1,691	1,566	1,244	1,547
Accrued Expenses	-	45.04	50.94	31.46	-	-
Insurance & Annuity Liabilities	2,963	1,426	254.22	343.43	180.52	199.15
Unpaid Claims	-	2,103	556.55	433.61	350.32	239.24
Unearned Premiums	-	-	-	-	-	463.61
Current Portion of Leases	-	206.23	-	-	-	-
Long-Term Deferred Tax Liabilities	7.59	7.59	4.64	3.42	-	-
Other Long-Term Liabilities	63.82	13.92	12.84	5.92	35.24	25.77
Total Liabilities	3,238	3,801	879.18	817.83	566.08	927.77
Common Stock	465.54	465.54	465.54	465.54	485.82	485.82
Additional Paid-In Capital	139.34	139.34	139.34	139.34	139.34	139.34
Retained Earnings	183.45	176.51	208.22	148.91	72.31	11.38
Comprehensive Income & Other	-0.96	0.4	-1.62	-5.44	-19.71	-16.9
Shareholders' Equity	787.37	781.78	811.48	748.34	677.76	619.65
Total Liabilities & Equity	4,025	4,583	1,691	1,566	1,244	1,547
Filing Date Shares Outstanding	214	214	214	214	214	214
Total Common Shares Outstanding	214	214	214	214	214	214
Total Debt	203.08	206.23	-	-	-	-
Net Cash (Debt)	301.32	1,098	237.65	395.92	142.4	69.64
Net Cash Growth	15.91%	362.00%	-39.98%	178.03%	104.50%	120.50%
Net Cash Per Share	1.35	5.13	1.11	1.85	0.67	0.33
Book Value Per Share	3.68	3.65	3.79	3.50	3.17	2.90
Tangible Book Value	786.75	780.9	809.55	745.37	675.21	616.46
Tangible Book Value Per Share	3.68	3.65	3.78	3.48	3.16	2.88
Machinery	-	42.66	53.15	48.93	47.44	44.62
Construction In Progress	-	6.46	1.58	-	-	-
Leasehold Improvements	-	40.88	0.83	0.83	0.83	0.83

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.