JMSE:ROC Balance Sheet

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	638.55	781.94	404.01	353.01	459.88
Investments in Equity & Preferred Securities	165.51	148.34	124.17	112.31	123.51
Other Investments	0.92	0.94	102.34	277.79	147.26
Total Investments	804.99	931.22	630.52	743.11	730.65
Cash & Equivalents	1,304	237.65	395.92	142.4	69.64
Reinsurance Recoverable	2,120	438.64	426.78	273.9	408.32
Other Receivables	97.95	65.02	94.34	56.84	260.28
Deferred Policy Acquisition Cost	-	-	-	-	46.85
Property, Plant & Equipment	254.66	16.2	15.65	18.72	20.49
Other Intangible Assets	0.89	1.93	2.97	2.55	3.19
Long-Term Deferred Tax Assets	-	-	-	6.32	7.99
Total Assets	4,583	1,691	1,566	1,244	1,547
Accrued Expenses	45.04	50.94	31.46	-	-
Insurance & Annuity Liabilities	1,426	254.22	343.43	180.52	199.15
Unpaid Claims	2,103	556.55	433.61	350.32	239.24
Unearned Premiums	-	-	-	-	463.61
Current Portion of Leases	206.23	-	-	-	-
Long-Term Deferred Tax Liabilities	7.59	4.64	3.42	-	-
Other Long-Term Liabilities	13.92	12.84	5.92	35.24	25.77
Total Liabilities	3,801	879.18	817.83	566.08	927.77
Common Stock	465.54	465.54	465.54	485.82	485.82
Additional Paid-In Capital	139.34	139.34	139.34	139.34	139.34
Retained Earnings	176.51	208.22	148.91	72.31	11.38
Comprehensive Income & Other	0.4	-1.62	-5.44	-19.71	-16.9
Shareholders' Equity	781.78	811.48	748.34	677.76	619.65
Total Liabilities & Equity	4,583	1,691	1,566	1,244	1,547
Filing Date Shares Outstanding	214	214	214	214	214
Total Common Shares Outstanding	214	214	214	214	214
Total Debt	206.23	-	-	-	-
Net Cash (Debt)	1,098	237.65	395.92	142.4	69.64
Net Cash Growth	362.00%	-39.98%	178.03%	104.50%	120.50%
Net Cash Per Share	5.13	1.11	1.85	0.67	0.33
Book Value Per Share	3.65	3.79	3.50	3.17	2.90
Tangible Book Value	780.9	809.55	745.37	675.21	616.46
Tangible Book Value Per Share	3.65	3.78	3.48	3.16	2.88
Machinery	42.66	53.15	48.93	47.44	44.62
Construction In Progress	6.46	1.58	-	-	-
Leasehold Improvements	40.88	0.83	0.83	0.83	0.83

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.