JMSE:ROC Balance Sheet

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	-	681.33	404.01	353.01	459.88
Investments in Equity & Preferred Securities	-	148.34	124.17	112.31	123.51
Other Investments	1,886	252.15	102.34	277.79	147.26
Total Investments	1,886	1,082	630.52	743.11	730.65
Cash & Equivalents	230.85	87.05	395.92	142.4	69.64
Reinsurance Recoverable	1,823	438.64	426.78	273.9	408.32
Other Receivables	90.04	65.02	94.34	56.84	260.28
Deferred Policy Acquisition Cost	-	-	-	-	46.85
Property, Plant & Equipment	58.7	16.2	15.65	18.72	20.49
Other Intangible Assets	0.89	1.93	2.97	2.55	3.19
Long-Term Deferred Tax Assets	-	-	-	6.32	7.99
Total Assets	4,090	1,691	1,566	1,244	1,547
Accrued Expenses	-	50.94	31.46	-	-
Insurance & Annuity Liabilities	2,207	254.22	343.43	180.52	199.15
Unpaid Claims	-	556.55	433.61	350.32	239.24
Unearned Premiums	-	-	-	-	463.61
Reinsurance Payable	1,026	-	-	-	-
Long-Term Deferred Tax Liabilities	4.64	4.64	3.42	-	-
Other Long-Term Liabilities	58.96	12.84	5.92	35.24	25.77
Total Liabilities	3,297	879.18	817.83	566.08	927.77
Common Stock	465.54	465.54	465.54	485.82	485.82
Additional Paid-In Capital	139.34	139.34	139.34	139.34	139.34
Retained Earnings	187.51	208.22	148.91	72.31	11.38
Comprehensive Income & Other	0.43	-1.62	-5.44	-19.71	-16.9
Shareholders' Equity	792.81	811.48	748.34	677.76	619.65
Total Liabilities & Equity	4,090	1,691	1,566	1,244	1,547
Filing Date Shares Outstanding	214	214	214	214	214
Total Common Shares Outstanding	214	214	214	214	214
Net Cash (Debt)	230.85	87.05	395.92	142.4	69.64
Net Cash Growth	165.20%	-78.01%	178.03%	104.50%	120.50%
Net Cash Per Share	1.62	0.41	1.85	0.67	0.33
Book Value Per Share	3.70	3.79	3.50	3.17	2.90
Tangible Book Value	791.93	809.55	745.37	675.21	616.46
Tangible Book Value Per Share	3.70	3.78	3.48	3.16	2.88
Machinery	-	53.15	48.93	47.44	44.62
Construction In Progress	-	1.58	-	-	-
Leasehold Improvements	-	0.83	0.83	0.83	0.83

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.