JMSE:ROC Balance Sheet

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	-	681.33	404.01	353.01	459.88	431.17
Investments in Equity & Preferred Securities	-	148.34	124.17	112.31	123.51	67.04
Other Investments	980.45	252.15	102.34	277.79	147.26	191.87
Total Investments	980.45	1,082	630.52	743.11	730.65	690.07
Cash & Equivalents	178.9	87.05	395.92	142.4	69.64	31.58
Reinsurance Recoverable	-	438.64	426.78	273.9	408.32	362.53
Other Receivables	83.4	65.02	94.34	56.84	260.28	244.15
Deferred Policy Acquisition Cost	-	-	-	-	46.85	40.44
Property, Plant & Equipment	60.4	16.2	15.65	18.72	20.49	11.8
Other Intangible Assets	1.15	1.93	2.97	2.55	3.19	3.83
Long-Term Deferred Tax Assets	-	-	-	6.32	7.99	15.12
Total Assets	1,744	1,691	1,566	1,244	1,547	1,400
Accrued Expenses	-	50.94	31.46	-	-	-
Insurance & Annuity Liabilities	935.09	254.22	343.43	180.52	199.15	179.47
Unpaid Claims	-	556.55	433.61	350.32	239.24	208.88
Unearned Premiums	-	-	-	-	463.61	412.49
Long-Term Deferred Tax Liabilities	4.64	4.64	3.42	-	-	-
Other Long-Term Liabilities	51.48	12.84	5.92	35.24	25.77	31.58
Total Liabilities	991.21	879.18	817.83	566.08	927.77	832.42
Common Stock	465.54	465.54	465.54	485.82	485.82	485.82
Additional Paid-In Capital	139.34	139.34	139.34	139.34	139.34	139.34
Retained Earnings	147.38	208.22	148.91	72.31	11.38	-42.33
Comprehensive Income & Other	0.22	-1.62	-5.44	-19.71	-16.9	-15.74
Shareholders' Equity	752.47	811.48	748.34	677.76	619.65	567.1
Total Liabilities & Equity	1,744	1,691	1,566	1,244	1,547	1,400
Filing Date Shares Outstanding	214	214	214	214	214	214
Total Common Shares Outstanding	214	214	214	214	214	214
Net Cash (Debt)	178.9	87.05	395.92	142.4	69.64	31.58
Net Cash Growth	244.50%	-78.01%	178.03%	104.50%	120.50%	-68.08%
Net Cash Per Share	0.79	0.41	1.85	0.67	0.33	0.15
Book Value Per Share	3.52	3.79	3.50	3.17	2.90	2.65
Tangible Book Value	751.32	809.55	745.37	675.21	616.46	563.27
Tangible Book Value Per Share	3.51	3.78	3.48	3.16	2.88	2.63
Machinery	-	53.15	48.93	47.44	44.62	32.54
Construction In Progress	-	1.58	-	-	-	-
Leasehold Improvements	-	0.83	0.83	0.83	0.83	0.83

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.