JMSE:ROC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	616	815	856	539	503	663
Market Cap Growth	-28.00%	-4.75%	58.73%	7.23%	-24.19%	-18.42%
Enterprise Value	385	636	804	19	329	655
PE Ratio	-	-	10.61	6.42	14.95	12.35
PS Ratio	0.27	0.36	0.46	0.36	0.47	1.59
PB Ratio	0.78	1.03	1.06	0.72	0.74	1.07
P/FCF Ratio	0.72	0.95	15.38	6.97	19.06	25.21
P/OCF Ratio	0.67	0.89	13.92	6.82	17.22	17.27
EV/Sales Ratio	0.17	0.28	0.43	0.01	0.31	1.57
EV/EBITDA Ratio	48.89	80.73	8.07	0.18	8.11	15.99
EV/EBIT Ratio	-	-	8.62	0.19	9.14	17.43
EV/FCF Ratio	0.45	0.74	14.44	0.25	12.48	24.87
Net Debt / Equity Ratio	-0.29	-0.29	-0.11	-0.53	-0.21	-0.11
Net Debt / EBITDA Ratio	-29.28	-29.28	-0.87	-3.67	-3.51	-1.70
Net Debt / FCF Ratio	-0.27	-0.27	-1.56	-5.11	-5.40	-2.65
Quick Ratio	1.45	1.45	0.64	1.25	1.33	0.69
Current Ratio	3.23	3.23	1.39	2.19	2.14	1.39
Asset Turnover	0.78	0.78	1.15	1.07	0.77	0.28
Return on Equity (ROE)	-0.18%	-0.18%	10.35%	11.77%	5.18%	9.05%
Return on Assets (ROA)	-0.03%	-0.03%	3.58%	4.59%	1.61%	1.59%
Return on Invested Capital (ROIC)	-0.18%	-0.18%	10.35%	11.77%	5.18%	5.59%
Earnings Yield	-0.23%	-0.17%	9.43%	15.57%	6.69%	8.10%
FCF Yield	139.59%	105.52%	6.50%	14.36%	5.25%	3.97%
Dividend Yield	1.67%	-	1.15%	1.35%	-	-
Payout Ratio	-	-	26.52%	8.28%	-	-
Buyback Yield / Dilution	33.60%	33.60%	-	-	-	-
Total Shareholder Return	35.26%	33.60%	1.15%	1.35%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.