JMSE:ROC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 9, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	535	856	539	503	663	813
Market Cap Growth	-20.63%	58.73%	7.23%	-24.19%	-18.42%	7.65%
Enterprise Value	356	804	19	329	655	775
PE Ratio	18.23	10.61	6.42	14.95	12.35	16.96
PS Ratio	0.25	0.46	0.36	0.47	1.59	2.08
PB Ratio	0.71	1.06	0.72	0.74	1.07	1.43
P/FCF Ratio	-	15.38	6.97	19.06	25.21	-
P/OCF Ratio	45.63	13.92	6.82	17.22	17.27	-
EV/Sales Ratio	0.17	0.43	0.01	0.31	1.57	1.99
EV/EBITDA Ratio	6.87	8.07	0.18	8.11	15.99	28.29
EV/EBIT Ratio	8.20	8.62	0.19	9.14	17.43	34.24
EV/FCF Ratio	-8.16	14.44	0.25	12.48	24.87	-
Net Debt / Equity Ratio	-0.24	-0.11	-0.53	-0.21	-0.11	-0.06
Net Debt / EBITDA Ratio	-3.45	-0.87	-3.67	-3.51	-1.70	-1.15
Net Debt / FCF Ratio	4.10	-1.56	-5.11	-5.40	-2.65	0.31
Quick Ratio	-	0.64	1.25	1.33	0.69	0.63
Current Ratio	-	1.39	2.19	2.14	1.39	1.23
Asset Turnover	1.32	1.15	1.07	0.77	0.28	0.29
Return on Equity (ROE)	4.10%	10.35%	11.77%	5.18%	9.05%	8.59%
Return on Assets (ROA)	1.66%	3.58%	4.59%	1.61%	1.59%	1.06%
Return on Invested Capital (ROIC)	4.05%	10.35%	11.77%	5.18%	5.59%	4.04%
Earnings Yield	5.81%	9.43%	15.57%	6.69%	8.10%	5.90%
FCF Yield	-8.16%	6.50%	14.36%	5.25%	3.97%	-12.42%
Dividend Yield	1.61%	1.15%	1.35%	-	-	-
Payout Ratio	130.78%	26.52%	8.28%	-	-	-
Total Shareholder Return	-9.41%	1.15%	1.35%	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.