AJU IB INVESTMENT Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	3,071	3,737	2,626	1,788	3,614	1,268
Total Interest Expense	1,293	1,445	1,662	1,314	1,287	1,355
Net Interest Income	1,778	2,292	963.32	473.76	2,328	-87.01
Commissions and Fees	20,537	23,120	28,020	17,096	38,411	13,763
Gain (Loss) on Sale of Investments	2,480	25,972	24,519	23,902	60,674	91,341
Other Revenue	1,381	3,257	210.87	1,085	1,319	36.91
Revenue Before Loan Losses	26,175	54,641	53,714	42,557	102,732	105,054
Provision for Loan Losses	589.4	-1.78	-27.13	-21.16	12.01	50.09
Revenue	25,585	54,643	53,741	42,579	102,720	105,004
Revenue Growth (YoY)	-58.65%	1.68%	26.22%	-58.55%	-2.17%	122.59%
Salaries & Employee Benefits	9,668	10,039	9,664	10,193	8,980	8,131
Cost of Services Provided	3,867	4,024	3,703	3,494	3,356	3,250
Other Operating Expenses	2,433	2,568	6,015	-1,021	15,567	5,240
Total Operating Expenses	18,085	18,665	21,329	14,333	29,278	17,358
Operating Income	7,500	35,978	32,412	28,246	73,442	87,646
Earnings From Equity Investments	4,392	-2,437	-2,120	6,917	22,491	35,178
EBT Excluding Unusual Items	15,493	20,076	37,685	30,072	90,032	77,331
Gain (Loss) on Sale of Investments	-11,847	-11,725	-19,906	-25,560	-38,291	-14,384
Pretax Income	3,646	8,351	17,749	4,525	52,171	62,947
Income Tax Expense	-860.45	32.65	1,147	2,486	12,837	13,510
Net Income	4,506	8,319	16,602	2,039	39,334	49,437
Net Income to Common	4,506	8,319	16,602	2,039	39,334	49,437
Net Income Growth	-60.05%	-49.89%	714.19%	-94.82%	-20.44%	203.51%
Shares Outstanding (Basic)	119	118	118	118	116	115
Shares Outstanding (Diluted)	119	119	119	120	116	115
Shares Change (YoY)	0.76%	0.00%	-1.16%	3.46%	0.65%	-2.91%
EPS (Basic)	37.94	70.27	140.52	17.29	339.37	429.31
EPS (Diluted)	37.71	70.00	140.00	3.11	339.00	429.31
EPS Growth	-60.54%	-50.00%	4397.04%	-99.08%	-21.04%	212.60%
Free Cash Flow	4,549	24,057	42,932	9,176	117,330	11,958
Free Cash Flow Per Share	38.25	202.96	362.22	76.52	1012.32	103.84
Dividend Per Share	50.000	50.000	-	-	-	50.000
Dividend Growth	-	-	-	-	-	42.86%
Operating Margin	29.32%	65.84%	60.31%	66.34%	71.50%	83.47%
Profit Margin	17.61%	15.22%	30.89%	4.79%	38.29%	47.08%
Free Cash Flow Margin	17.78%	44.02%	79.89%	21.55%	114.22%	11.39%
Effective Tax Rate	-	0.39%	6.46%	54.94%	24.61%	21.46%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.