AJU IB INVESTMENT Cash Flow Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	8,318	8,319	16,602	2,039	39,334
Depreciation & Amortization	2,148	2,033	1,947	1,668	1,374
Other Amortization	1,402	1,445	1,662	1,314	1,287
Loss (Gain) From Sale of Investments	1,388	-14,247	-4,778	1,658	-21,970
Asset Writedown & Restructuring Costs	-	-	30	-	-290
Provision for Credit Losses	961.39	-1.78	-27.13	-21.16	12.01
Stock-Based Compensation	-	-	-	12.4	84.61
Change in Unearned Revenue	-	-36.62	-	-	-
Change in Trading Asset Securities	-696.26	19,543	48,007	-1,562	92,324
Change in Other Net Operating Assets	-14,812	-10,729	-9,475	23,388	542.84
Other Operating Activities	11,935	953.44	-3,533	-14,263	23,118
Operating Cash Flow	-1,138	24,075	43,039	9,828	117,372
Operating Cash Flow Growth	-	-44.06%	337.94%	-91.63%	863.80%
Capital Expenditures	-	-18.15	-106.54	-651.77	-41.64
Sale of Property, Plant & Equipment	-	-	-	15.54	14.15
Sale (Purchase) of Intangibles	-854.21	-58.96	-26.4	-	-34.91
Investment in Securities	7,141	-15,862	9,403	-7,856	-24,698
Other Investing Activities	-51.6	-51.6	-266.08	-178.15	-8.05
Investing Cash Flow	6,235	-15,991	9,004	-8,670	-24,768
Long-Term Debt Issued	6,655	20,000	-	-	28,000
Long-Term Debt Repaid	-5,684	-42,432	-27,313	-650	-100,231
Net Debt Issued (Repaid)	970.36	-22,432	-27,313	-650	-72,231
Issuance of Common Stock	230	115	32.1	-	1,018
Total Dividends Paid	-5,919	-5,913	-2,359	-11,795	-5,768
Other Financing Activities	-2,028	-1,945	-1,872	-1,534	-1,300
Financing Cash Flow	-6,747	-30,176	-31,512	-13,979	-78,281
Foreign Exchange Rate Adjustments	-47.97	255.23	-4.12	12.56	22.01
Net Cash Flow	-1,698	-21,836	20,527	-12,809	14,345
Free Cash Flow	-1,138	24,057	42,932	9,176	117,330
Free Cash Flow Growth	-	-43.97%	367.89%	-92.18%	881.17%
Free Cash Flow Margin	-3.80%	44.02%	79.89%	21.55%	114.22%
Free Cash Flow Per Share	-9.58	202.44	362.22	76.52	1012.32
Cash Interest Paid	935.9	1,176	1,209	894.58	837.75
Cash Income Tax Paid	1,705	2,118	4,058	14,160	3,402

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.