AJU IB INVESTMENT Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	3,521	3,581	3,737	2,626	1,788	3,614
Total Interest Expense	1,334	1,402	1,445	1,662	1,314	1,287
Net Interest Income	2,186	2,179	2,292	963.32	473.76	2,328
Commissions and Fees	23,927	20,369	23,120	28,020	17,096	38,411
Gain (Loss) on Sale of Investments	5,400	7,935	25,972	24,519	23,902	60,674
Other Revenue	400.48	400.48	3,257	210.87	1,085	1,319
Revenue Before Loan Losses	31,914	30,884	54,641	53,714	42,557	102,732
Provision for Loan Losses	1,455	961.39	-1.78	-27.13	-21.16	12.01
Revenue	30,459	29,923	54,643	53,741	42,579	102,720
Revenue Growth (YoY)	-37.90%	-45.24%	1.68%	26.22%	-58.55%	-2.17%
Salaries & Employee Benefits	9,793	9,664	10,039	9,664	10,193	8,980
Cost of Services Provided	3,605	3,542	4,024	3,703	3,494	3,356
Other Operating Expenses	4,469	4,010	2,568	6,015	-1,021	15,567
Total Operating Expenses	20,050	19,364	18,665	21,329	14,333	29,278
Operating Income	10,409	10,558	35,978	32,412	28,246	73,442
Earnings From Equity Investments	10,038	7,064	-2,437	-2,120	6,917	22,491
EBT Excluding Unusual Items	24,055	21,745	20,076	37,685	30,072	90,032
Gain (Loss) on Sale of Investments	-5,042	-10,001	-11,725	-19,906	-25,560	-38,291
Pretax Income	19,013	11,744	8,351	17,749	4,525	52,171
Income Tax Expense	5,235	3,426	32.65	1,147	2,486	12,837
Net Income	13,779	8,318	8,319	16,602	2,039	39,334
Net Income to Common	13,779	8,318	8,319	16,602	2,039	39,334
Net Income Growth	252.90%	-0.00%	-49.89%	714.19%	-94.82%	-20.44%
Shares Outstanding (Basic)	119	119	119	118	118	116
Shares Outstanding (Diluted)	119	119	119	119	120	116
Shares Change (YoY)	0.26%	-0.26%	0.26%	-1.16%	3.46%	0.65%
EPS (Basic)	115.61	70.18	70.00	140.52	17.29	339.37
EPS (Diluted)	115.61	70.18	70.00	140.00	3.11	339.00
EPS Growth	252.00%	0.25%	-50.00%	4397.04%	-99.08%	-21.04%
Free Cash Flow	20,420	-1,138	24,057	42,932	9,176	117,330
Free Cash Flow Per Share	171.34	-9.60	202.44	362.22	76.52	1012.32
Operating Margin	34.17%	35.28%	65.84%	60.31%	66.34%	71.50%
Profit Margin	45.24%	27.80%	15.22%	30.89%	4.79%	38.29%
Free Cash Flow Margin	67.04%	-3.80%	44.02%	79.89%	21.55%	114.22%
Effective Tax Rate	27.53%	29.17%	0.39%	6.46%	54.94%	24.61%