Nova Ljubljanska Banka d.d. (LJSE:NLBR)

LJSE:NLBR Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,172	4,040	1,200	962.52	899.99	985.76
Investment Securities	6,584	6,320	4,825	4,902	5,230	5,060
Trading Asset Securities	78.02	19.6	53.13	57.18	15.33	98.7
Total Investments	6,662	6,339	4,878	4,959	5,245	5,159
Gross Loans	17,323	17,181	14,217	13,477	11,077	10,093
Allowance for Loan Losses	-372.58	-358	-328.93	-324.27	-316.17	-372.42
Other Adjustments to Gross Loans	-	-	-57.81	-23.82	-10.16	-4.13
Net Loans	16,950	16,823	13,831	13,129	10,750	9,716
Property, Plant & Equipment	312.84	310	278.03	251.32	247.01	249.12
Goodwill	8.07	-	3.53	3.53	3.53	3.53
Other Intangible Assets	93.26	100.5	58.59	54.71	55.55	58.14
Investments in Real Estate	22.33	26.1	31.12	35.64	47.62	54.84
Accrued Interest Receivable	17.77	-	7.17	3.39	1.72	1.33
Other Receivables	58.48	-	53.44	79.72	56.13	53.29
Restricted Cash	3,190	-	5,435	4,537	4,133	3,150
Other Current Assets	23.96	-	14.63	25.25	12.48	18.12
Long-Term Deferred Tax Assets	119.12	-	111.31	55.53	38.98	31.79
Other Real Estate Owned & Foreclosed	20.28	-	27.64	51.59	75.45	76.02
Other Long-Term Assets	-	397.5	-	-	-	-
Total Assets	28,679	28,035	25,942	24,160	21,577	19,566
Accounts Payable	19.21	-	22.87	19.61	17.51	20.99
Accrued Expenses	198.82	-	80.06	69.11	61.86	55.09
Interest Bearing Deposits	4,061	22,342	3,298	2,661	2,337	2,784
Non-Interest Bearing Deposits	18,190	-	17,530	17,473	15,376	13,686
Total Deposits	22,251	22,342	20,828	20,134	17,713	16,470
Short-Term Borrowings	12.52	-	16.76	23.71	42.96	76.65
Current Portion of Long-Term Debt	-	-	-	-	767.04	37.12
Current Portion of Leases	-	-	3.02	6.78	5.58	7
Current Income Taxes Payable	14.05	-	35.88	12.42	5.88	1
Other Current Liabilities	145.87	-	211.31	144.18	85.26	69.28
Long-Term Debt	2,380	1,834	1,578	1,097	454.06	500.99
Long-Term Leases	37.72	-	25.93	17.06	18.74	19.36
Long-Term Unearned Revenue	8.58	-	11.38	11.18	11.37	12.36
Pension & Post-Retirement Benefits	21.29	-	17.89	18.03	21.45	20.71
Long-Term Deferred Tax Liabilities	19.82	-	1.43	2.57	3.05	4.48
Other Long-Term Liabilities	141.74	561	161.11	182.06	153.98	148
Total Liabilities	25,251	24,737	22,994	21,738	19,361	17,443
Common Stock	200	3,226	200	200	200	200
Additional Paid-In Capital	871.38	-	871.38	871.38	871.38	871.38
Retained Earnings	2,214	-	1,803	1,371	1,018	860.28
Comprehensive Income & Other	70.93	-	8.06	-76.4	-10.55	21.13
Total Common Equity	3,356	3,226	2,883	2,366	2,079	1,953
Minority Interest	71.64	72.1	65.14	56.74	137.39	170.25
Shareholders' Equity	3,428	3,298	2,948	2,422	2,216	2,123
Total Liabilities & Equity	28,679	28,035	25,942	24,160	21,577	19,566
Total Debt	2,430	1,834	1,624	1,145	1,288	641.11
Net Cash (Debt)	-1,180	2,225	-370.56	-124.93	-373.07	443.35
Net Cash Growth	-	-	-	-	-	134.24%
Net Cash Per Share	-59.00	111.26	-18.53	-6.25	-18.65	22.17
Filing Date Shares Outstanding	20	20	20	20	20	20
Total Common Shares Outstanding	20	20	20	20	20	20
Book Value Per Share	167.81	161.30	144.14	118.28	103.94	97.64
Tangible Book Value	3,255	3,126	2,821	2,307	2,020	1,891
Tangible Book Value Per Share	162.74	156.28	141.04	115.37	100.98	94.56

Source: S&P Global Market Intelligence. Banks template. Financial Sources.