Nova Ljubljanska Banka d.d. (LJSE:NLBR)

Revenue by Segment

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2018	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Jan 1, 2018	Dec 31, 2016
Retail Banking in Slovenia	454.06M	420.20M	334.40M	190.04M	164.36M
Retail Banking in Slovenia Growth	8.06%	25.66%	75.96%	15.62%	5.84%
Corporate and Investment Banking in Slovenia	135.34M	171.23M	157.09M	117.35M	131.96M
Corporate and Investment Banking in Slovenia Growth	-20.96%	9.00%	33.86%	-11.07%	56.78%
Strategic Foreign Markets	632.24M	623.11M	542.75M	415.19M	341.17M
Strategic Foreign Markets Growth	1.47%	14.81%	30.72%	21.70%	127.43%
Financial Markets in Slovenia	35.95M	-1.53M	45.19M	43.24M	24.44M
Financial Markets in Slovenia Growth	-	-	4.52%	76.94%	-36.31%
Non-Core Members	9.16M	3.46M	3.60M	3.87M	12.63M
Non-Core Members Growth	165.13%	-3.95%	-6.98%	-69.36%	52.14%
Other Activities	-1.14M	3.63M	6.55M	6.95M	6.17M
Other Activities Growth	-	-44.54%	-5.81%	12.73%	3179.79%
Intersegment Net Income	-15.69M	-12.73M	-10.38M	-6.96M	-5.03M
Total	1.25B	1.21B	1.08B	769.68M	675.68M
Total Growth	3.52%	11.88%	40.21%	13.91%	56.00%

Revenue by Geography

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2018	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Jan 1, 2018	Dec 31, 2016
Slovenia	911.37M	895.66M	556.85M	367.12M	301.02M
Slovenia Growth	1.75%	60.84%	51.68%	21.96%	3.67%
Bosnia and Herzegovina	132.32M	124.20M	85.16M	71.21M	52.74M
Bosnia and Herzegovina Growth	6.54%	45.84%	19.60%	35.02%	-7.61%
Croatia	10.35M	3.05M	-557.00K	473.00K	207.00K
Croatia Growth	239.29%	-	-	128.50%	-54.41%
Kosovo	89.82M	78.97M	56.37M	49.25M	42.60M
Kosovo Growth	13.73%	40.09%	14.46%	15.63%	8.09%
Montenegro	77.14M	74.63M	51.66M	38.25M	34.76M
Montenegro Growth	3.37%	44.47%	35.05%	10.06%	38.84%
North Macedonia	146.80M	133.37M	90.23M	78.37M	70.16M
North Macedonia Growth	10.07%	47.80%	15.14%	11.71%	8.83%
Serbia	412.41M	385.14M	255.89M	193.72M	165.20M
Serbia Growth	7.08%	50.51%	32.09%	17.26%	489.03%
Germany	29.00K	30.00K	51.00K	58.00K	499.00K
Germany Growth	-3.33%	-41.18%	-12.07%	-88.38%	523.75%
Switzerland	16.00K	638.00K	-2.36M	103.00K	-250.00K
Switzerland Growth	-97.49%	-	-	-	-
Total	1.78B	1.70B	1.09B	798.55M	666.92M
Total Growth	4.99%	55.10%	36.91%	19.74%	32.20%

Source: S&P Global Market Intelligence.