Revenue by Segment

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2018	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Jan '18 Jan 1, 2018	Dec '16 Dec 31, 2016
Retail Banking in Slovenia	493.90M	420.20M	334.40M	190.04M	164.36M
Retail Banking in Slovenia Growth	17.54%	25.66%	75.96%	15.62%	5.84%
Corporate and Investment Banking in Slovenia	198.80M	171.23M	157.09M	117.35M	131.96M
Corporate and Investment Banking in Slovenia Growth	16.10%	9.00%	33.86%	-11.07%	56.78%
Financial Markets in Slovenia	31.40M	-1.53M	45.19M	43.24M	24.44M
Financial Markets in Slovenia Growth	-	-	4.52%	76.94%	-36.31%
Strategic Foreign Markets	646.00M	623.11M	542.75M	415.19M	341.17M
Strategic Foreign Markets Growth	3.67%	14.81%	30.72%	21.70%	127.43%
Non-Core Members	-6.10M	3.46M	3.60M	3.87M	12.63M
Non-Core Members Growth	-	-3.95%	-6.98%	-69.36%	52.14%
Other Activities	-	3.63M	6.55M	6.95M	6.17M
Other Activities Growth	-	-44.54%	-5.81%	12.73%	3179.79%
Intersegment Net Income	-	-12.73M	-10.38M	-6.96M	-5.03M
Total	1.36B	1.21B	1.08B	769.68M	675.68M
Total Growth	12.97%	11.88%	40.21%	13.91%	56.00%

Revenue by Geography

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2018	FY 2016
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Jan '18 Jan 1, 2018	Dec '16 Dec 31, 2016
Slovenia	617.30M	556.85M	367.12M	301.02M
Slovenia Growth	10.85%	51.68%	21.96%	3.67%
Bosnia and Herzegovina	100.79M	85.16M	71.21M	52.74M
Bosnia and Herzegovina Growth	18.36%	19.60%	35.02%	-7.61%
Kosovo	61.73M	56.37M	49.25M	42.60M
Kosovo Growth	9.50%	14.46%	15.63%	8.09%
Serbia	299.24M	255.89M	193.72M	165.20M
Serbia Growth	16.94%	32.09%	17.26%	489.03%
North Macedonia	105.44M	90.23M	78.37M	70.16M
North Macedonia Growth	16.85%	15.14%	11.71%	8.83%
Montenegro	56.72M	51.66M	38.25M	34.76M
Montenegro Growth	9.80%	35.05%	10.06%	38.84%
Croatia	3.04M	-557.00K	473.00K	207.00K
Croatia Growth	-	-	128.50%	-54.41%
Germany	29.00K	51.00K	58.00K	499.00K
Germany Growth	-43.14%	-12.07%	-88.38%	523.75%
Switzerland	530.00K	-2.36M	103.00K	-250.00K
Total	1.24B	1.09B	798.55M	666.92M
Total Growth	13.86%	36.91%	19.74%	32.20%

Source: S&P Global Market Intelligence.