Nova Ljubljanska Banka d.d. (LJSE:NLBR)
Slovenia · Delayed Price · Currency is EUR 226.00
+1.00 (0.44%)
At close: Aug 11, 2026
LJSE:NLBR Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,134 | 1,097 | 1,112 | 952.88 | 569.78 | 477.83 |
Interest Income on Investments | 144.56 | 139.92 | 95.47 | 40.7 | 0.24 | 0.22 |
Total Interest Income | 1,279 | 1,237 | 1,208 | 993.57 | 570.02 | 478.05 |
Interest Paid on Deposits | 269.39 | 251.71 | 232.86 | 148.03 | 53.09 | 40.46 |
Interest Paid on Borrowings | 40.85 | 38.62 | 40.61 | 12.04 | 11.77 | 28.01 |
Total Interest Expense | 310.25 | 290.32 | 273.48 | 160.07 | 64.85 | 68.47 |
Net Interest Income | 968.4 | 946.89 | 934.28 | 833.5 | 505.16 | 409.58 |
Net Interest Income Growth | 2.99% | 1.35% | 12.09% | 65.00% | 23.34% | 36.67% |
Income From Trading Activities | 34.37 | 26.26 | 33.23 | 32.19 | 33.45 | 21.19 |
Gain (Loss) on Sale of Assets | 2.82 | 3.18 | 1.49 | 6.33 | 3.37 | 1.03 |
Gain (Loss) on Sale of Investments | -80.11 | -44.58 | -28.2 | 6.99 | -13.5 | 35.04 |
Other Non-Interest Income | 356.24 | 364.66 | 313.68 | 274.28 | 286.82 | 247.56 |
Total Non-Interest Income | 313.31 | 349.53 | 320.2 | 319.79 | 310.15 | 304.82 |
Non-Interest Income Growth | -10.16% | 9.16% | 0.13% | 3.11% | 1.75% | 89.23% |
Revenues Before Loan Losses | 1,282 | 1,296 | 1,254 | 1,153 | 815.31 | 714.41 |
Provision for Loan Losses | 0.63 | -1.62 | -10.73 | -5.06 | 3.05 | -8.5 |
| 1,281 | 1,298 | 1,265 | 1,158 | 812.26 | 722.91 | |
Revenue Growth | -1.00% | 2.60% | 9.22% | 42.61% | 12.36% | 57.06% |
Occupancy Expenses | 67.13 | 68.45 | 58.22 | 49.23 | 47.39 | 46.53 |
Federal Deposit Insurance | 44.07 | 44.13 | 40.21 | 39.09 | 36.14 | 35.14 |
Selling, General & Administrative | 544.24 | 551.4 | 506.08 | 448.17 | 408.79 | 361.27 |
Other Non-Interest Expense | 56.04 | 38.09 | 42.54 | 20.63 | 7.94 | 11.1 |
Total Non-Interest Expense | 710.24 | 700.62 | 644.06 | 556.05 | 499.48 | 452.93 |
EBT Excluding Unusual Items | 570.84 | 597.42 | 621.15 | 602.3 | 312.78 | 269.98 |
Asset Writedown | 8.15 | 10 | -0.15 | 2.04 | 3.33 | 5.12 |
Legal Settlements | -2.39 | -5.03 | -8.93 | -7.28 | -1.65 | 1.11 |
Other Unusual Items | - | - | - | -14.99 | 178.92 | - |
Pretax Income | 567.57 | 593.37 | 608.15 | 578.41 | 483.06 | 261.41 |
Income Tax Expense | 71.45 | 74.68 | 77.92 | 15.09 | 25.23 | 13.54 |
Earnings From Continuing Operations | 496.12 | 518.69 | 530.23 | 563.32 | 457.83 | 247.87 |
Minority Interest in Earnings | -15.06 | -15.64 | -15.68 | -12.62 | -10.97 | -11.46 |
Net Income | 481.06 | 503.06 | 514.55 | 550.7 | 446.86 | 236.4 |
Net Income to Common | 481.06 | 503.06 | 514.55 | 550.7 | 446.86 | 236.4 |
Net Income Growth | -3.19% | -2.23% | -6.56% | 23.24% | 89.03% | -12.35% |
Basic Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 |
Diluted Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 |
Shares Change | 0.01% | - | - | - | - | - |
EPS (Basic) | 24.05 | 25.15 | 25.73 | 27.54 | 22.34 | 11.82 |
EPS (Diluted) | 24.05 | 25.15 | 25.70 | 27.50 | 22.30 | 11.80 |
EPS Growth | -3.09% | -2.13% | -6.54% | 23.32% | 88.98% | -12.50% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 13.840 | 13.840 | 12.860 | 11.000 | 5.500 | 5.000 |
Dividend Growth | 7.62% | 7.62% | 16.91% | 100.00% | 10.00% | 8.46% |
Effective Tax Rate | 12.59% | 12.58% | 12.81% | 2.61% | 5.22% | 5.18% |