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Funding Circle Holdings plc (LON:FCH)
London flag London · Delayed Price · Currency is GBP · Price in GBX
145.20
-0.60 (-0.41%)
Jun 26, 2026, 4:47 PM GMT

Revenue Breakdown

Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Term Loans Revenue
167.40M142.60M
Term Loans Revenue Growth
17.39%14.54%
Flexipay Revenue
36.90M17.50M
Flexipay Revenue Growth
110.86%236.54%

Revenue Breakdown 2

Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Transaction Fees Revenue
107.00M85.30M
Transaction Fees Revenue Growth
25.44%30.63%
Servicing Fees Revenue
35.90M37.50M
Servicing Fees Revenue Growth
-4.27%-3.85%
Interest Income Revenue
50.20M30.90M
Interest Income Revenue Growth
62.46%100.65%
Other Fees Revenue
5.10M5.20M
Other Fees Revenue Growth
-1.92%-18.75%
Operating Income Revenue
198.20158.90
Operating Income Revenue Growth
24.73%26.01%
Investment Income Revenue
24.30M2.80M
Investment Income Revenue Growth
767.86%-22.22%
Total Income Revenue
222.50M161.70M
Total Income Revenue Growth
37.60%24.67%
Fair Value Gains
-6.70M4.20M
Fair Value Gains Growth
-35.48%
Cost of Funds
-11.50M-5.80M

Adjusted EBITDA

Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Term Loans Adjusted EBITDA
46.60M37.00M
Term Loans Adjusted EBITDA Growth
25.95%73.71%
Flexipay Adjusted EBITDA
-8.70M-12.50M

EBT

Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Term Loans Profit Before Tax
32.20M16.70M
Term Loans Profit Before Tax Growth
92.81%156.92%
Flexipay Profit Before Tax
-11.90M-15.90M

Key Performance Indicators

Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Number of United Kingdom Originations - Term Loans
1.64B1.41B
Number of United Kingdom Originations - Term Loans Growth
16.42%32.74%
Number of Transactions - Flexipay
815.00M492.00M
Number of Transactions - Flexipay Growth
65.65%110.26%
Total Number of Originations and Transactions
2.45B1.90B
Total Number of Originations and Transactions Growth
29.17%46.75%
United Kingdom - Term Loans Under Management
2.76B2.71B
United Kingdom - Term Loans Under Management Growth
1.51%-4.87%
Flexipay - Balances Under Management
206.00M119.00M
Flexipay - Balances Under Management Growth
73.11%105.17%
Total Balances Under Management
2.96B2.83B
Total Balances Under Management Growth
4.52%-3.05%