Funding Circle Holdings plc (LON:FCH)

Funding Circle Holdings Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	152.4	187.6	221.4	177.7	224
Short-Term Investments	0.9	0.7	1.1	-	-
Trading Asset Securities	120.8	1.2	18.6	69.1	151.3
Cash & Short-Term Investments	274.1	189.5	241.1	246.8	375.3
Cash Growth	44.64%	-21.40%	-2.31%	-34.24%	-37.96%
Accounts Receivable	0.2	0.4	0.4	0.4	1.8
Other Receivables	187.6	111.9	62.6	26.1	17.8
Receivables	187.8	112.3	63	26.5	19.6
Prepaid Expenses	4.7	4.7	5.2	3.7	4.8
Other Current Assets	0.9	0.9	2.2	2.3	2.2
Total Current Assets	467.5	307.4	311.5	279.3	401.9
Property, Plant & Equipment	7.9	9.6	5	10	14.1
Long-Term Investments	13.1	19.8	32.3	56.2	120.9
Other Intangible Assets	0.1	21.2	23	0.2	0.3
Long-Term Deferred Tax Assets	26.1	-	-	6.9	-
Long-Term Deferred Charges	21.2	-	-	28	24.6
Other Long-Term Assets	-	-	1.4	3.4	4.1
Total Assets	535.9	358	373.2	384	565.9
Accounts Payable	0.8	1.8	2.4	2.5	3.7
Accrued Expenses	16.6	12.5	15.1	14.6	16.4
Short-Term Debt	-	-	-	23.7	140.3
Current Portion of Long-Term Debt	267.3	101.9	54.7	-	-
Current Portion of Leases	1.8	1.8	7.2	7.2	6.9
Current Income Taxes Payable	7.5	7	4.2	5	4.9
Other Current Liabilities	8.4	10.1	34.1	10.7	14.8
Total Current Liabilities	302.4	135.1	117.7	63.7	187
Long-Term Debt	-	-	2.2	22.6	73.2
Long-Term Leases	4.5	5.8	5.4	12.6	17
Other Long-Term Liabilities	0.6	0.6	1.1	1.1	0.7
Total Liabilities	307.5	141.5	126.4	100	277.9
Common Stock	0.3	0.3	0.4	0.4	0.4
Additional Paid-In Capital	0.5	0.1	293.1	293.1	293
Retained Earnings	201.2	190.2	-84.9	-48.6	-35.6
Comprehensive Income & Other	26.4	25.9	38.2	39.1	30.2
Shareholders' Equity	228.4	216.5	246.8	284	288
Total Liabilities & Equity	535.9	358	373.2	384	565.9
Total Debt	273.6	109.5	69.5	66.1	237.4
Net Cash (Debt)	0.5	80	171.6	180.7	137.9
Net Cash Growth	-99.38%	-53.38%	-5.04%	31.04%	63.58%
Net Cash Per Share	0.00	0.21	0.50	0.52	0.36
Filing Date Shares Outstanding	322	315.85	339.26	339.04	353.35
Total Common Shares Outstanding	322	315.85	339.26	339.04	353.35
Working Capital	165.1	172.3	193.8	215.6	214.9
Book Value Per Share	0.71	0.69	0.73	0.84	0.82
Tangible Book Value	228.3	195.3	223.8	283.8	287.7
Tangible Book Value Per Share	0.71	0.62	0.66	0.84	0.81
Machinery	-	2.5	4.7	5.1	4.6
Leasehold Improvements	-	3.2	5.2	5.2	4.7

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.