Funding Circle Holdings Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	8.6	-38.3	-6.9	61.2	-108.3	Upgrade
Depreciation & Amortization	3.2	4.3	5.1	5.9	9	Upgrade
Other Amortization	9.8	12.4	10.1	8	8.2	Upgrade
Asset Writedown & Restructuring Costs	1.2	6.2	-3.2	-25.6	132.1	Upgrade
Loss (Gain) From Sale of Investments	-4.2	-8.7	-	-	-	Upgrade
Loss (Gain) on Equity Investments	-	-0.1	-0.4	-0.9	0.8	Upgrade
Stock-Based Compensation	8.1	5.6	4.7	8.5	6.4	Upgrade
Provision & Write-off of Bad Debts	8.7	4.4	-	-	-	Upgrade
Other Operating Activities	-69.5	-9.3	-22.6	-6.4	7.2	Upgrade
Change in Accounts Receivable	-3.1	-13.5	8.8	46.4	-35.3	Upgrade
Change in Accounts Payable	-26.6	34.7	-3.7	1.4	13	Upgrade
Operating Cash Flow	-67.4	-25.6	-8.1	98.5	33.1	Upgrade
Operating Cash Flow Growth	-	-	-	197.58%	-	Upgrade
Capital Expenditures	-2.9	-0.7	-1.2	-0.8	-0.8	Upgrade
Divestitures	7.5	-	-	-	-	Upgrade
Sale (Purchase) of Intangibles	-9	-11.5	-12.7	-8.6	-9.5	Upgrade
Investment in Securities	11.4	5.9	8.7	-14.9	-15	Upgrade
Other Investing Activities	-	0.1	0.3	0.1	0.8	Upgrade
Investing Cash Flow	23.3	66.4	159.7	312.5	22.2	Upgrade
Short-Term Debt Issued	-	-	-	-	186.5	Upgrade
Long-Term Debt Issued	52.6	55.8	-	208.2	230.1	Upgrade
Total Debt Issued	52.6	55.8	-	208.2	416.6	Upgrade
Short-Term Debt Repaid	-	-23.4	-129.1	-160.6	-	Upgrade
Long-Term Debt Repaid	-9.6	-28.1	-65.2	-339.4	-533	Upgrade
Total Debt Repaid	-9.6	-51.5	-194.3	-500	-533	Upgrade
Net Debt Issued (Repaid)	43	4.3	-194.3	-291.8	-116.4	Upgrade
Issuance of Common Stock	0.5	-	0.1	0.4	0.2	Upgrade
Repurchase of Common Stock	-33.7	-1.8	-8.7	-	-	Upgrade
Other Financing Activities	0.4	1.2	1.2	0.2	-	Upgrade
Financing Cash Flow	10.2	3.7	-201.7	-291.2	-116.2	Upgrade
Foreign Exchange Rate Adjustments	0.1	-0.8	3.8	0.9	-0.3	Upgrade
Net Cash Flow	-33.8	43.7	-46.3	120.7	-61.2	Upgrade
Free Cash Flow	-70.3	-26.3	-9.3	97.7	32.3	Upgrade
Free Cash Flow Growth	-	-	-	202.48%	-	Upgrade
Free Cash Flow Margin	-43.91%	-20.21%	-5.97%	41.49%	31.15%	Upgrade
Free Cash Flow Per Share	-0.18	-0.08	-0.03	0.26	0.09	Upgrade
Cash Income Tax Paid	0.1	0.6	1	3.1	-	Upgrade
Levered Free Cash Flow	-60.31	-9.41	-13.84	92.68	-55.15	Upgrade
Unlevered Free Cash Flow	-60.31	-9.41	-13.84	93.36	-54.28	Upgrade
Change in Working Capital	-29.7	21.2	5.1	47.8	-22.3	Upgrade

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.