International Personal Finance plc (LON:IPF)
London · Delayed Price · Currency is GBP · Price in GBX 250.00
0.00 (0.00%)
Inactive · Last trade price on Aug 3, 2026
LON:IPF Income Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 802.9 | 737.5 | 726.3 | 767.8 | 645.5 | 548.7 | |
Revenue Growth | 14.31% | 1.54% | -5.41% | 18.95% | 17.64% | -17.03% |
Cost of Revenue | 154.1 | 126.8 | 127.5 | 169.4 | 106.7 | 56.2 |
Gross Profit | 648.8 | 610.7 | 598.8 | 598.4 | 538.8 | 492.5 |
Selling, General & Admin | 334 | 312.9 | 308.1 | 308.9 | 271.8 | 259.4 |
Other Operating Expenses | 150.9 | 137.9 | 135.1 | 128.7 | 121.5 | 111.4 |
Operating Expenses | 484.9 | 450.8 | 443.2 | 437.6 | 393.3 | 370.8 |
Operating Income | 163.9 | 159.9 | 155.6 | 160.8 | 145.5 | 121.7 |
Interest Expense | -77.8 | -71.3 | -70.4 | -76.9 | -68.1 | -54 |
EBT Excluding Unusual Items | 86.1 | 88.6 | 85.2 | 83.9 | 77.4 | 67.7 |
Merger & Restructuring Charges | -6.6 | -3.3 | -6.1 | - | - | - |
Other Unusual Items | -1.3 | - | -5.8 | - | - | - |
Pretax Income | 78.2 | 85.3 | 73.3 | 83.9 | 77.4 | 67.7 |
Income Tax Expense | 29.8 | 31.1 | 12.4 | 35.9 | 20.6 | 25.8 |
Earnings From Continuing Operations | 48.4 | 54.2 | 60.9 | 48 | 56.8 | 41.9 |
Net Income | 48.4 | 54.2 | 60.9 | 48 | 56.8 | 41.9 |
Net Income to Common | 48.4 | 54.2 | 60.9 | 48 | 56.8 | 41.9 |
Net Income Growth | -32.96% | -11.00% | 26.88% | -15.49% | 35.56% | - |
Shares Outstanding (Basic) | 220 | 218 | 223 | 224 | 222 | 223 |
Shares Outstanding (Diluted) | 230 | 230 | 235 | 238 | 234 | 235 |
Shares Change | -0.50% | -2.30% | -0.93% | 1.50% | -0.55% | 5.80% |
EPS (Basic) | 0.22 | 0.25 | 0.27 | 0.21 | 0.26 | 0.19 |
EPS (Diluted) | 0.21 | 0.24 | 0.26 | 0.20 | 0.24 | 0.18 |
EPS Growth | -32.77% | -8.88% | 28.22% | -16.87% | 36.52% | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -49 | -11.9 | 18.4 | 81.1 | -10 | -29.9 |
Free Cash Flow Per Share | -0.21 | -0.05 | 0.08 | 0.34 | -0.04 | -0.13 |
Dividend Per Share | 0.090 | 0.128 | 0.114 | 0.103 | 0.092 | 0.080 |
Dividend Growth | -23.73% | 12.28% | 10.68% | 11.96% | 15.00% | - |
Gross Margin | 80.81% | 82.81% | 82.45% | 77.94% | 83.47% | 89.76% |
Operating Margin | 20.41% | 21.68% | 21.42% | 20.94% | 22.54% | 22.18% |
Profit Margin | 6.03% | 7.35% | 8.38% | 6.25% | 8.80% | 7.64% |
Free Cash Flow Margin | -6.10% | -1.61% | 2.53% | 10.56% | -1.55% | -5.45% |
EBITDA | 170.2 | 166 | 162.4 | 167.3 | 151.7 | 127.3 |
EBITDA Margin | 21.20% | 22.51% | 22.36% | 21.79% | 23.50% | 23.20% |
D&A For EBITDA | 6.3 | 6.1 | 6.8 | 6.5 | 6.2 | 5.6 |
EBIT | 163.9 | 159.9 | 155.6 | 160.8 | 145.5 | 121.7 |
EBIT Margin | 20.41% | 21.68% | 21.42% | 20.94% | 22.54% | 22.18% |
Effective Tax Rate | 38.11% | 36.46% | 16.92% | 42.79% | 26.61% | 38.11% |