Paragon Banking Group PLC (LON: PAG)
London
· Delayed Price · Currency is GBP · Price in GBX745.00
+11.50 (1.57%)
Sep 12, 2024, 8:45 AM BST
Paragon Banking Group Income Statement
Financials in millions GBP. Fiscal year is October - September.
Millions GBP. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '24 Mar 31, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | Sep '20 Sep 30, 2020 | Sep '19 Sep 30, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 1,215 | 1,011 | 545.7 | 443.5 | 491.7 | 505.7 | Upgrade
|
| Total Interest Expense | 768.3 | 638.2 | 146.6 | 125 | 211.2 | 224.7 | Upgrade
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| Net Interest Income | 446.5 | 372.4 | 399.1 | 318.5 | 280.5 | 281 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | 4.6 | - | - | 9.7 | Upgrade
|
| Other Revenue | 38.9 | 38.9 | 37.2 | 31.3 | 33.2 | 33.7 | Upgrade
|
| Revenue Before Loan Losses | 485.4 | 411.3 | 440.9 | 349.8 | 313.7 | 324.4 | Upgrade
|
| Provision for Loan Losses | 20.8 | 18 | 14 | -4.7 | 48.3 | 8 | Upgrade
|
| Revenue | 464.6 | 393.3 | 426.9 | 354.5 | 265.4 | 316.4 | Upgrade
|
| Revenue Growth (YoY) | 29.31% | -7.87% | 20.42% | 33.57% | -16.12% | 2.16% | Upgrade
|
| Salaries & Employee Benefits | - | - | 0.2 | 0.3 | 0.4 | 0.5 | Upgrade
|
| Cost of Services Provided | 193.8 | 187.6 | 173 | 152.3 | 143 | 139.7 | Upgrade
|
| Other Operating Expenses | 2.1 | 1.2 | 1 | 1.4 | 2 | 2.1 | Upgrade
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| Total Operating Expenses | 195.9 | 188.8 | 174.2 | 154 | 145.4 | 142.3 | Upgrade
|
| Operating Income | 268.7 | 204.5 | 252.7 | 200.5 | 120 | 174.1 | Upgrade
|
| EBT Excluding Unusual Items | 268.7 | 204.5 | 417.9 | 213.7 | 118.4 | 159 | Upgrade
|
| Restructuring Charges | -4.6 | -4.6 | - | - | - | - | Upgrade
|
| Pretax Income | 264.1 | 199.9 | 417.9 | 213.7 | 118.4 | 159 | Upgrade
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| Income Tax Expense | 66.2 | 46 | 104.3 | 49.2 | 27.1 | 31.6 | Upgrade
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| Net Income | 197.9 | 153.9 | 313.6 | 164.5 | 91.3 | 127.4 | Upgrade
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| Net Income to Common | 197.9 | 153.9 | 313.6 | 164.5 | 91.3 | 127.4 | Upgrade
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| Net Income Growth | -18.36% | -50.92% | 90.64% | 80.18% | -28.34% | -12.62% | Upgrade
|
| Shares Outstanding (Basic) | 215 | 224 | 243 | 252 | 254 | 258 | Upgrade
|
| Shares Outstanding (Diluted) | 223 | 232 | 249 | 261 | 256 | 264 | Upgrade
|
| Shares Change (YoY) | -8.24% | -6.82% | -4.63% | 1.99% | -3.10% | -1.82% | Upgrade
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| EPS (Basic) | 0.92 | 0.69 | 1.29 | 0.65 | 0.36 | 0.49 | Upgrade
|
| EPS (Diluted) | 0.89 | 0.66 | 1.26 | 0.63 | 0.36 | 0.48 | Upgrade
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| EPS Growth | -10.95% | -47.34% | 99.84% | 76.97% | -26.14% | -11.07% | Upgrade
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| Free Cash Flow | 2,460 | 2,170 | 1,167 | 876.2 | 1,027 | 396.8 | Upgrade
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| Free Cash Flow Per Share | 11.05 | 9.35 | 4.69 | 3.35 | 4.01 | 1.50 | Upgrade
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| Dividend Per Share | 0.396 | 0.374 | 0.286 | 0.261 | 0.144 | 0.212 | Upgrade
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| Dividend Growth | 31.13% | 30.77% | 9.58% | 81.25% | -32.08% | 9.28% | Upgrade
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| Operating Margin | 57.83% | 52.00% | 59.19% | 56.56% | 45.21% | 55.03% | Upgrade
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| Profit Margin | 42.60% | 39.13% | 73.46% | 46.40% | 34.40% | 40.27% | Upgrade
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| Free Cash Flow Margin | 529.44% | 551.77% | 273.46% | 247.17% | 386.89% | 125.41% | Upgrade
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| Effective Tax Rate | 25.07% | 23.01% | 24.96% | 23.02% | 22.89% | 19.87% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.