Paragon Banking Group PLC (LON:PAG)
London · Delayed Price · Currency is GBP · Price in GBX 837.00
-9.00 (-1.06%)
Jul 31, 2026, 4:35 PM GMT
Paragon Banking Group Balance Sheet
Financials in millions GBP. Fiscal year is October - September.
Millions GBP. Fiscal year is Oct - Sep.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Equivalents | 1,642 | 2,390 | 2,525 | 2,994 | 1,931 | 1,360 |
Long-Term Investments | 1,136 | 626.2 | 427.4 | - | - | - |
Trading Asset Securities | 307.5 | 275.4 | 391.8 | 615.4 | 779 | 44.2 |
Loans & Lease Receivables | 16,544 | 16,336 | 15,630 | 14,495 | 13,650 | 13,408 |
Other Receivables | 25.5 | 21.6 | 25.5 | 16.9 | 10.6 | 5.4 |
Property, Plant & Equipment | 73.4 | 77 | 71 | 74.7 | 71.4 | 70.4 |
Goodwill | 162.8 | 162.8 | 162.8 | 162.8 | 164.4 | 164.4 |
Other Intangible Assets | 8.9 | 9.3 | 8.7 | 5.4 | 5.8 | 6.1 |
Other Current Assets | 1.4 | 8.8 | 4.9 | 43 | 34 | 63.8 |
Long-Term Deferred Tax Assets | - | - | - | - | - | 14.4 |
Other Long-Term Assets | 34.5 | 23.5 | 22.2 | 12.7 | 7.1 | - |
Total Assets | 19,935 | 19,930 | 19,270 | 18,420 | 16,654 | 15,137 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Interest Bearing Deposits | 7,984 | 8,029 | 8,603 | 9,027 | 6,610 | 5,979 |
Non-Interest Bearing Deposits | 7,266 | 8,242 | 7,712 | 4,207 | 3,959 | 3,319 |
Total Deposits | 15,250 | 16,271 | 16,315 | 13,234 | 10,570 | 9,297 |
Accounts Payable | - | 4.6 | 1 | 1.6 | 0.7 | 1.4 |
Accrued Expenses | 178.7 | 200.2 | 233.3 | 192.3 | 81.8 | 57.6 |
Short-Term Debt | 100.5 | 100.5 | 100.4 | 50.2 | 0.4 | 0.3 |
Current Portion of Long-Term Debt | - | - | - | 112.4 | - | 395 |
Current Portion of Leases | 2.6 | 2.5 | 2.9 | 2.6 | 2.2 | 1.5 |
Long-Term Debt | 2,481 | 1,668 | 1,005 | 2,964 | 4,109 | 4,100 |
Long-Term Leases | 3.8 | 4.3 | 5 | 6.3 | 6.8 | 8 |
Long-Term Unearned Revenue | - | 4.8 | 3.9 | 3.5 | 3.3 | 1.7 |
Current Income Taxes Payable | - | 2.8 | 2.7 | 4.1 | - | 1.4 |
Other Current Liabilities | 305.2 | 189.8 | 127.4 | 383.4 | 401.6 | 4.8 |
Long-Term Deferred Tax Liabilities | 10 | 13.9 | 13.4 | 17.7 | 44.4 | - |
Pension & Post-Retirement Benefits | - | - | - | - | - | 10.3 |
Other Long-Term Liabilities | 51.5 | 44.3 | 36.4 | 31.5 | 13 | 12.4 |
Total Liabilities | 18,383 | 18,510 | 17,851 | 17,010 | 15,236 | 13,895 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Common Stock | 197.4 | 197.4 | 210.6 | 228.7 | 241.4 | 262.5 |
Additional Paid-In Capital | 71.4 | 71.4 | 71.4 | 71.4 | 71.1 | 70.1 |
Retained Earnings | 1,264 | 1,231 | 1,242 | 1,243 | 1,151 | 1,006 |
Comprehensive Income & Other | 122.4 | -26 | -39.2 | -57.3 | 1.6 | -19.9 |
Shareholders' Equity | 1,552 | 1,420 | 1,420 | 1,411 | 1,417 | 1,242 |
Total Liabilities & Equity | 19,935 | 19,930 | 19,270 | 18,420 | 16,654 | 15,137 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Total Debt | 2,587 | 1,775 | 1,113 | 3,135 | 4,118 | 4,505 |
Net Cash (Debt) | -638.3 | 890.1 | 1,804 | 474.5 | -1,408 | -3,101 |
Net Cash Growth | - | -50.67% | 280.25% | - | - | - |
Net Cash Per Share | -3.01 | 4.08 | 8.26 | 2.04 | -5.65 | -11.87 |
Filing Date Shares Outstanding | 185.02 | 190.57 | 204.3 | 214.62 | 233.89 | 246.66 |
Total Common Shares Outstanding | 185.02 | 190.57 | 204.3 | 214.62 | 233.89 | 246.66 |
Working Capital | 2,683 | 2,256 | 1,791 | 4,178 | 5,345 | 5,119 |
Book Value Per Share | 7.59 | 7.45 | 6.95 | 6.57 | 6.06 | 5.03 |
Tangible Book Value | 1,381 | 1,248 | 1,248 | 1,242 | 1,247 | 1,071 |
Tangible Book Value Per Share | 6.66 | 6.55 | 6.11 | 5.79 | 5.33 | 4.34 |