Paragon Banking Group Ratios and Metrics

Market cap in millions GBP. Fiscal year is October - September.

Millions GBP. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 9, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Market Capitalization	1,416	1,653	1,588	1,055	923	1,350
Market Cap Growth	-21.43%	4.12%	50.48%	14.32%	-31.62%	59.38%
PE Ratio	8.56	9.17	8.54	6.86	2.94	8.20
PS Ratio	2.79	3.27	3.17	2.32	2.16	3.81
PB Ratio	0.91	1.16	1.12	0.75	0.65	1.09
P/FCF Ratio	-	-	0.72	0.49	0.79	1.54
P/OCF Ratio	-	-	0.72	0.49	0.79	1.54
Debt / Equity Ratio	1.67	1.25	0.78	2.22	2.91	3.63
Debt / FCF Ratio	-	-	0.50	1.45	3.53	5.14
Net Debt / Equity Ratio	0.41	-0.63	-1.27	-0.34	0.99	2.50
Net Debt / FCF Ratio	-0.80	2.35	-0.81	-0.22	1.21	3.54
Quick Ratio	1.17	1.13	1.11	1.30	1.48	1.52
Current Ratio	1.17	1.13	1.11	1.30	1.48	1.52
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.02
Return on Equity (ROE)	12.03%	12.70%	13.14%	10.88%	23.59%	13.72%
Return on Assets (ROA)	0.91%	0.92%	0.99%	0.88%	1.97%	1.07%
Return on Invested Capital (ROIC)	4.80%	6.74%	6.15%	4.07%	3.36%	2.33%
Earnings Yield	12.57%	10.91%	11.71%	14.59%	33.98%	12.19%
FCF Yield	-56.58%	-22.91%	139.54%	205.69%	126.50%	64.92%
Dividend Yield	5.73%	5.34%	5.76%	8.91%	8.96%	6.22%
Payout Ratio	47.00%	44.92%	44.89%	44.12%	21.97%	33.19%
Buyback Yield / Dilution	0.09%	5.90%	5.90%	6.83%	4.63%	-1.99%
Total Shareholder Return	5.69%	11.24%	11.67%	15.74%	13.59%	4.23%