Paragon Banking Group PLC (LON:PAG)
London · Delayed Price · Currency is GBP · Price in GBX 837.00
-9.00 (-1.06%)
Jul 31, 2026, 4:35 PM GMT
Paragon Banking Group Cash Flow Statement
Financials in millions GBP. Fiscal year is October - September.
Millions GBP. Fiscal year is Oct - Sep.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Income | 178.1 | 180.3 | 186 | 153.9 | 313.6 | 164.5 |
Depreciation & Amortization | 16.5 | 16 | 17.3 | 17.2 | 14.4 | 14 |
Other Amortization | 1.8 | 1.8 | 0.9 | 1.1 | 1.2 | 1.2 |
Provision for Credit Losses | 48.1 | 41.9 | 24.5 | 18 | 14 | -4.7 |
Stock-Based Compensation | 8.1 | 8.1 | 9.2 | 9.6 | 9.2 | 8.9 |
Change in Trading Asset Securities | 49.2 | 46.6 | -80.5 | -17 | -169.4 | 523.3 |
Change in Other Net Operating Assets | -1,104 | -701 | 2,077 | 2,031 | 946.2 | 618.6 |
Other Operating Activities | 2 | 29.2 | -17.4 | -42.3 | 39.6 | -447.8 |
Operating Cash Flow | -800.3 | -377.4 | 2,216 | 2,172 | 1,169 | 878.1 |
Operating Cash Flow Growth | - | - | 2.06% | 85.82% | 33.09% | -14.64% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Capital Expenditures | -1.1 | -1.3 | -0.9 | -1.6 | -1.3 | -1.9 |
Sale of Property, Plant & Equipment | 0.1 | 0.2 | 0.3 | 0.1 | 0.6 | - |
Sale (Purchase) of Intangibles | -2.3 | -2.6 | -4.5 | -1.6 | -1.7 | -2.4 |
Investment in Securities | -704.9 | -233.2 | -419.6 | - | - | - |
Investing Cash Flow | -708.2 | -236.9 | -424.7 | -3.1 | -2.4 | -4.3 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Short-Term Debt Issued | - | 695 | 55 | 50 | - | - |
Long-Term Debt Issued | - | 498.8 | - | - | - | 1,185 |
Total Debt Issued | 1,324 | 1,194 | 55 | 50 | - | 1,185 |
Long-Term Debt Repaid | - | -502.9 | -2,144 | -970.5 | -447.9 | -2,529 |
Net Debt Issued (Repaid) | 1,076 | 690.9 | -2,089 | -920.5 | -447.9 | -1,344 |
Issuance of Common Stock | 148.7 | 0.8 | 0.7 | 3.9 | 1.4 | 2.1 |
Repurchase of Common Stock | -123.1 | -132.4 | -89.5 | -120.5 | -79.5 | -42.2 |
Common Dividends Paid | -83.7 | -81 | -83.5 | -67.9 | -68.9 | -54.6 |
Other Financing Activities | 1 | - | - | - | -0.7 | - |
Financing Cash Flow | 1,019 | 478.3 | -2,261 | -1,105 | -595.6 | -1,439 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Cash Flow | -489.3 | -136 | -469.1 | 1,064 | 570.7 | -564.8 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Free Cash Flow | -801.4 | -378.7 | 2,216 | 2,170 | 1,167 | 876.2 |
Free Cash Flow Growth | - | - | 2.09% | 85.89% | 33.23% | -14.67% |
Free Cash Flow Margin | -157.94% | -74.89% | 442.30% | 477.16% | 273.46% | 247.16% |
Free Cash Flow Per Share | -3.78 | -1.73 | 10.14 | 9.35 | 4.69 | 3.35 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash Income Tax Paid | 81 | 69.7 | 70.3 | 75.1 | 56.5 | 48.3 |