Paragon Banking Group Balance Sheet

Financials in millions GBP. Fiscal year is October - September.

Millions GBP. Fiscal year is Oct - Sep.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	2,390	2,525	2,994	1,931	1,360
Long-Term Investments	626.2	427.4	-	-	-
Trading Asset Securities	275.4	391.8	615.4	779	44.2
Loans & Lease Receivables	16,336	15,630	14,495	13,650	13,408
Other Receivables	21.6	25.5	16.9	10.6	5.4
Property, Plant & Equipment	77	71	74.7	71.4	70.4
Goodwill	162.8	162.8	162.8	164.4	164.4
Other Intangible Assets	9.3	8.7	5.4	5.8	6.1
Other Current Assets	8.8	4.9	43	34	63.8
Long-Term Deferred Tax Assets	-	-	-	-	14.4
Other Long-Term Assets	23.5	22.2	12.7	7.1	-
Total Assets	19,930	19,270	18,420	16,654	15,137
Interest Bearing Deposits	8,029	8,603	9,027	6,610	5,979
Non-Interest Bearing Deposits	8,242	7,712	4,207	3,959	3,319
Total Deposits	16,271	16,315	13,234	10,570	9,297
Accounts Payable	4.6	1	1.6	0.7	1.4
Accrued Expenses	200.2	233.3	192.3	81.8	57.6
Short-Term Debt	100.5	100.4	50.2	0.4	0.3
Current Portion of Long-Term Debt	-	-	112.4	-	395
Current Portion of Leases	2.5	2.9	2.6	2.2	1.5
Long-Term Debt	1,668	1,005	2,964	4,109	4,100
Long-Term Leases	4.3	5	6.3	6.8	8
Long-Term Unearned Revenue	4.8	3.9	3.5	3.3	1.7
Current Income Taxes Payable	2.8	2.7	4.1	-	1.4
Other Current Liabilities	189.8	127.4	383.4	401.6	4.8
Long-Term Deferred Tax Liabilities	13.9	13.4	17.7	44.4	-
Pension & Post-Retirement Benefits	-	-	-	-	10.3
Other Long-Term Liabilities	44.3	36.4	31.5	13	12.4
Total Liabilities	18,510	17,851	17,010	15,236	13,895
Common Stock	197.4	210.6	228.7	241.4	262.5
Additional Paid-In Capital	71.4	71.4	71.4	71.1	70.1
Retained Earnings	1,231	1,242	1,243	1,151	1,006
Comprehensive Income & Other	-26	-39.2	-57.3	1.6	-19.9
Shareholders' Equity	1,420	1,420	1,411	1,417	1,242
Total Liabilities & Equity	19,930	19,270	18,420	16,654	15,137
Total Debt	1,775	1,113	3,135	4,118	4,505
Net Cash (Debt)	890.1	1,804	474.5	-1,408	-3,101
Net Cash Growth	-50.67%	280.25%	-	-	-
Net Cash Per Share	4.08	8.26	2.04	-5.65	-11.87
Filing Date Shares Outstanding	190.57	204.3	214.62	233.89	246.66
Total Common Shares Outstanding	190.57	204.3	214.62	233.89	246.66
Working Capital	2,256	1,791	4,178	5,345	5,119
Book Value Per Share	7.45	6.95	6.57	6.06	5.03
Tangible Book Value	1,248	1,248	1,242	1,247	1,071
Tangible Book Value Per Share	6.55	6.11	5.79	5.33	4.34

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.