Paragon Banking Group PLC (LON:PAG)
London flag London · Delayed Price · Currency is GBP · Price in GBX
760.50
-0.50 (-0.07%)
Feb 21, 2025, 4:35 PM BST

Paragon Banking Group Statistics

Total Valuation

LON:PAG has a market cap or net worth of GBP 1.51 billion.

Market Cap 1.51B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, June 4, 2025.

Earnings Date Jun 4, 2025
Ex-Dividend Date Feb 6, 2025

Share Statistics

LON:PAG has 198.97 million shares outstanding. The number of shares has decreased by -5.90% in one year.

Current Share Class n/a
Shares Outstanding 198.97M
Shares Change (YoY) -5.90%
Shares Change (QoQ) -3.15%
Owned by Insiders (%) 5.04%
Owned by Institutions (%) 87.79%
Float 184.97M

Valuation Ratios

The trailing PE ratio is 8.93 and the forward PE ratio is 7.37. LON:PAG's PEG ratio is 0.68.

PE Ratio 8.93
Forward PE 7.37
PS Ratio 3.19
PB Ratio 1.09
P/TBV Ratio 1.21
P/FCF Ratio 0.68
P/OCF Ratio n/a
PEG Ratio 0.68
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.11, with a Debt / Equity ratio of 0.78.

Current Ratio 1.11
Quick Ratio 1.11
Debt / Equity 0.78
Debt / EBITDA n/a
Debt / FCF 0.50
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.14%.

Return on Equity (ROE) 13.14%
Return on Assets (ROA) 0.99%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 355,209
Profits Per Employee 131,821
Employee Count 1,411
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +17.00% in the last 52 weeks. The beta is 1.52, so LON:PAG's price volatility has been higher than the market average.

Beta (5Y) 1.52
52-Week Price Change +17.00%
50-Day Moving Average 753.69
200-Day Moving Average 751.95
Relative Strength Index (RSI) 46.25
Average Volume (20 Days) 509,481

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, LON:PAG had revenue of GBP 501.20 million and earned 186.00 million in profits. Earnings per share was 0.85.

Revenue 501.20M
Gross Profit 297.80M
Operating Income 296.90M
Pretax Income 253.80M
Net Income 186.00M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.85
Full Income Statement

Balance Sheet

The company has 2.92 billion in cash and 1.11 billion in debt, giving a net cash position of 1.80 billion or 9.07 per share.

Cash & Cash Equivalents 2.92B
Total Debt 1.11B
Net Cash 1.80B
Net Cash Per Share 9.07
Equity (Book Value) 1.42B
Book Value Per Share 6.95
Working Capital 1.79B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.22 billion and capital expenditures -900,000, giving a free cash flow of 2.22 billion.

Operating Cash Flow 2.22B
Capital Expenditures -900,000
Free Cash Flow 2.22B
FCF Per Share 11.13
Full Cash Flow Statement

Margins

Gross margin is 59.42%, with operating and profit margins of 59.24% and 37.11%.

Gross Margin 59.42%
Operating Margin 59.24%
Pretax Margin 50.64%
Profit Margin 37.11%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 442.04%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 5.31%.

Dividend Per Share 0.40
Dividend Yield 5.31%
Dividend Growth (YoY) 8.02%
Years of Dividend Growth 4
Payout Ratio 44.89%
Buyback Yield 5.90%
Shareholder Yield 11.21%
Earnings Yield 12.29%
FCF Yield 146.41%
Dividend Details

Stock Splits

The last stock split was on January 29, 2008. It was a reverse split with a ratio of 0.1.

Last Split Date Jan 29, 2008
Split Type Reverse
Split Ratio 0.1

Scores

Altman Z-Score n/a
Piotroski F-Score n/a