Secure Trust Bank PLC (LON:STB)

Secure Trust Bank Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	414.7	469	400.3	416.9	306.7	232.1
Trading Asset Securities	12.9	7.5	21.6	2.9	0.3	10.5
Total Investments	12.9	7.5	21.6	2.9	0.3	10.5
Gross Loans	3,936	3,935	3,585	3,150	2,704	2,545
Allowance for Loan Losses	-107.5	-111.8	-88.1	-78	-67.5	-82.7
Other Adjustments to Gross Loans	-	-215.1	-182	-152	-105.7	-103.3
Net Loans	3,829	3,609	3,315	2,920	2,531	2,359
Property, Plant & Equipment	9.3	11.5	12.6	11.2	11.5	12.8
Goodwill	-	1	1	1	1	1
Other Intangible Assets	4.7	4	4.9	5.6	5.9	6.7
Investments in Real Estate	-	-	-	-	4.7	4.3
Other Receivables	1.9	2.2	2.5	1.7	1.2	3.3
Restricted Cash	-	-	5	3.7	4.3	12.7
Other Current Assets	-	6.1	6.1	7	8	7.7
Long-Term Deferred Tax Assets	3.1	3.3	4.3	5.6	6.9	6.6
Other Long-Term Assets	12.5	3.6	4.4	4.7	4.8	4.6
Total Assets	4,288	4,117	3,778	3,380	2,886	2,661
Accrued Expenses	-	9.4	11.8	10	13	10.1
Interest Bearing Deposits	2,729	2,440	2,351	2,337	2,002	1,911
Non-Interest Bearing Deposits	780.7	805.2	521.3	178.1	101.7	81.4
Total Deposits	3,510	3,245	2,872	2,515	2,103	1,993
Short-Term Borrowings	7.3	6.6	20.6	3.7	0.9	10.8
Current Portion of Leases	-	1.1	0.9	0.7	0.8	0.9
Current Income Taxes Payable	-	-	-	0.8	-	1
Other Current Liabilities	-	-	-	-	3.3	1.9
Long-Term Debt	354.3	459.1	495.1	451.6	441.7	327.2
Long-Term Leases	1.8	0.7	1.4	1.4	2.3	3
Other Long-Term Liabilities	40.3	34.4	31.9	70.6	18.3	46.2
Total Liabilities	3,914	3,756	3,434	3,053	2,584	2,394
Common Stock	7.6	7.6	7.6	7.5	7.5	7.5
Additional Paid-In Capital	84	84	83.8	82.2	82.2	82.2
Retained Earnings	284.3	271.1	254.8	237.8	211.7	177
Treasury Stock	-1.9	-2.2	-1.4	-0.3	-	-
Comprehensive Income & Other	0.1	-	-0.3	-0.8	1	0.9
Shareholders' Equity	374.1	360.5	344.5	326.4	302.4	267.6
Total Liabilities & Equity	4,288	4,117	3,778	3,380	2,886	2,661
Total Debt	363.4	467.5	518	457.4	445.7	341.9
Net Cash (Debt)	64.2	9	-96.1	-37.6	-138.7	-99.3
Net Cash Per Share	3.29	0.46	-4.99	-1.95	-7.28	-5.22
Filing Date Shares Outstanding	19.07	19.07	19.02	18.69	18.65	18.63
Total Common Shares Outstanding	19.07	19.07	19.02	18.69	18.65	18.63
Book Value Per Share	19.62	18.90	18.11	17.46	16.22	14.36
Tangible Book Value	369.4	355.5	338.6	319.8	295.5	259.9
Tangible Book Value Per Share	19.37	18.64	17.80	17.11	15.85	13.95

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.