Secure Trust Bank PLC (LON:STB)
1,286.00
+2.00 (0.16%)
Jun 2, 2026, 4:35 PM GMT
Secure Trust Bank Income Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 301.8 | 296.8 | 304 | 203 | 163.9 |
Interest Paid on Deposits | 150.7 | 159.5 | 136.5 | 50.4 | 27.7 |
Net Interest Income | 151.1 | 137.3 | 167.5 | 152.6 | 136.2 |
Net Interest Income Growth (YoY) | 10.05% | -18.03% | 9.76% | 12.04% | -9.74% |
Gain (Loss) on Sale of Investments | - | - | 0.3 | 1.1 | 1.5 |
Other Non-Interest Income | 14.1 | 18.2 | 17.2 | 17 | 12.7 |
Total Non-Interest Income | 14.1 | 18.2 | 17.5 | 18.1 | 14.2 |
Non-Interest Income Growth (YoY) | -22.53% | 4.00% | -3.31% | 27.46% | 17.36% |
Revenues Before Loan Losses | 165.2 | 155.5 | 185 | 170.7 | 150.4 |
Provision for Loan Losses | 31.4 | 23.2 | 43.2 | 38.2 | 5 |
| 133.8 | 132.3 | 141.8 | 132.5 | 145.4 | |
Revenue Growth (YoY) | 1.13% | -6.70% | 7.02% | -8.87% | 30.17% |
Salaries and Employee Benefits | - | - | - | 55.7 | 55.2 |
Occupancy Expenses | - | - | - | 2.6 | 2.6 |
Amortization of Goodwill & Intangibles | - | - | - | 1.4 | 1.5 |
Selling, General & Administrative | - | - | - | 40.6 | 43.8 |
Other Non-Interest Expense | 72.5 | 69.1 | 100.4 | 0.3 | 0.1 |
Total Non-Interest Expense | 74.5 | 71.4 | 100.4 | 102.4 | 104.1 |
EBT Excluding Unusual Items | 59.3 | 60.9 | 41.4 | 30.1 | 41.3 |
Other Unusual Items | - | - | -5.3 | - | - |
Pretax Income | 59.3 | 59.4 | 36.1 | 30.1 | 41.3 |
Income Tax Expense | 14.7 | 16 | 9.7 | 9.4 | 10.4 |
Earnings From Continuing Operations | 44.6 | 43.4 | 26.4 | 20.7 | 30.9 |
Earnings From Discontinued Operations | -27 | -23.7 | -2.1 | 13 | 14.7 |
Net Income | 17.6 | 19.7 | 24.3 | 33.7 | 45.6 |
Net Income to Common | 17.6 | 19.7 | 24.3 | 33.7 | 45.6 |
Net Income Growth | -10.66% | -18.93% | -27.89% | -26.10% | 196.10% |
Basic Shares Outstanding | 19 | 19 | 19 | 19 | 19 |
Diluted Shares Outstanding | 20 | 19 | 19 | 19 | 19 |
Shares Change (YoY) | 1.79% | 0.80% | -0.12% | 1.29% | 0.16% |
EPS (Basic) | 0.94 | 1.03 | 1.30 | 1.80 | 2.45 |
EPS (Diluted) | 0.89 | 1.01 | 1.26 | 1.80 | 2.45 |
EPS Growth | -12.27% | -19.54% | -30.13% | -26.24% | 202.06% |
Dividend Per Share | 0.355 | 0.338 | 0.322 | 0.451 | 0.611 |
Dividend Growth | 5.03% | 4.97% | -28.60% | -26.19% | 38.86% |
Effective Tax Rate | 24.79% | 26.94% | 26.87% | 31.23% | 25.18% |