Secure Trust Bank PLC (LON:STB)
London · Delayed Price · Currency is GBP · Price in GBX 1,556.00
-10.00 (-0.64%)
Aug 11, 2026, 4:35 PM GMT
Secure Trust Bank Financials Overview
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 155.5 | 155.5 | 142 | 141.5 | 131.4 | 143.9 |
Revenue Growth | 4.01% | 9.51% | 0.35% | 7.69% | -8.69% | 25.35% |
Net Income Net Income Growth | 17.6 | 17.6 | 19.7 | 24.3 | 33.7 | 45.6 |
Earnings Per Share EPS Growth | 0.89 | 0.89 | 1.01 | 1.26 | 1.75 | 2.39 |
EPS Growth | -26.20% | -12.23% | -19.59% | -27.82% | -27.03% | 195.56% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consumer Finance - Retail Finance Consumer Finance - Retail Finance Growth | 82 | 82 | 76.7 | 60.4 | 50 | 67.7 |
Business Finance - Real Estate Finance Business Finance - Real Estate Finance Growth | 25.7 | 25.7 | 29 | 26.1 | 28.6 | 54.8 |
Business Finance - Commercial Finance Business Finance - Commercial Finance Growth | 18.8 | 18.8 | 20.8 | 16.5 | 22.2 | 17.4 |
Other Other Growth | 7.3 | 7.3 | 5.8 | 7.4 | 11.6 | -1.1 |
Total Total Growth | 133.8 | 133.8 | 132.3 | 141.8 | 139.2 | 194.3 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 528.1 | 528.1 | 445 | 351.6 | 370.1 | 235.7 |
Total Debt Total Debt Growth | 93.5 | 93.5 | 93.3 | 93.1 | 51.1 | 50.9 |
Net Cash (Debt) Net Cash Growth | 434.6 | 434.6 | 351.7 | 258.5 | 319 | 184.8 |
Net Cash Growth | 48.53% | 23.57% | 36.05% | -18.97% | 72.62% | 41.39% |
Net Cash Per Share Net Cash Per Share Growth | 21.98 | 21.98 | 18.11 | 13.42 | 16.54 | 9.70 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 257 | 257 | 111.7 | -45.4 | 32.7 | -96.4 |
Capital Expenditures CapEx Growth | -2.7 | -2.7 | -1 | - | -2.7 | -1.3 |
Free Cash Flow Free Cash Flow Growth | 254.3 | 254.3 | 110.7 | -45.4 | 30 | -97.7 |
Free Cash Flow Growth | 218.67% | 129.72% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 17.68% | 17.68% | 20.56% | 25.51% | 29.68% | 38.85% |
Profit Margin | 11.32% | 11.32% | 13.87% | 18.66% | 22.53% | 31.62% |
FCF Margin | 163.54% | 163.54% | 77.96% | -32.08% | 22.83% | -67.89% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.355 | 0.355 | 0.338 | 0.322 | 0.451 | 0.611 |
Dividend Per Share Growth | 5.03% | 5.03% | 4.97% | -28.60% | -26.19% | 38.86% |
Dividend Yield | 2.27% | 2.75% | 7.54% | 0.00% | 7.64% | 4.80% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.90 | 13.99 | 3.57 | 5.46 | 4.29 | 5.56 |
Forward PE | 6.11 | 4.60 | 1.58 | 3.43 | 4.50 | 6.41 |
P/FCF Ratio | - | 0.92 | 0.61 | - | 4.66 | - |
PS Ratio | 2.19 | 1.50 | 0.48 | 0.91 | 1.06 | 1.72 |