Secure Trust Bank PLC (LON:STB)

Secure Trust Bank Statistics

Total Valuation

LON:STB has a market cap or net worth of GBP 245.45 million.

Market Cap	245.45M
Enterprise Value	n/a

Important Dates

The next confirmed earnings date is Thursday, August 13, 2026.

Earnings Date	Aug 13, 2026
Ex-Dividend Date	Apr 23, 2026

Share Statistics

LON:STB has 19.12 million shares outstanding. The number of shares has increased by 1.55% in one year.

Current Share Class	19.12M
Shares Outstanding	19.12M
Shares Change (YoY)	+1.55%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.01%
Owned by Institutions (%)	85.07%
Float	16.87M

Valuation Ratios

The trailing PE ratio is 5.69 and the forward PE ratio is 5.04.

PE Ratio	5.69
Forward PE	5.04
PS Ratio	1.83
PB Ratio	0.66
P/TBV Ratio	0.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-33.18
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.14%.

Return on Equity (ROE)	12.14%
Return on Assets (ROA)	1.06%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.24%
Revenue Per Employee	173,316
Profits Per Employee	22,798
Employee Count	772
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:STB has paid 14.70 million in taxes.

Income Tax	14.70M
Effective Tax Rate	24.79%

Stock Price Statistics

The stock price has increased by +81.64% in the last 52 weeks. The beta is 0.97, so LON:STB's price volatility has been similar to the market average.

Beta (5Y)	0.97
52-Week Price Change	+81.64%
50-Day Moving Average	1,290.42
200-Day Moving Average	1,208.30
Relative Strength Index (RSI)	48.13
Average Volume (20 Days)	63,032

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:STB had revenue of GBP 133.80 million and earned 17.60 million in profits. Earnings per share was 0.89.

Revenue	133.80M
Gross Profit	133.80M
Operating Income	59.30M
Pretax Income	59.30M
Net Income	17.60M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.89

Balance Sheet

The company has 572.40 million in cash and 308.60 million in debt, with a net cash position of 263.80 million or 13.80 per share.

Cash & Cash Equivalents	572.40M
Total Debt	308.60M
Net Cash	263.80M
Net Cash Per Share	13.80
Equity (Book Value)	374.30M
Book Value Per Share	19.60
Working Capital	-2.55B

Cash Flow

In the last 12 months, operating cash flow was -7.70 million and capital expenditures -1.60 million, giving a free cash flow of -9.30 million.

Operating Cash Flow	-7.70M
Capital Expenditures	-1.60M
Depreciation & Amortization	n/a
Net Borrowing	-158.00M
Free Cash Flow	-9.30M
FCF Per Share	-0.49

Margins

Gross Margin	n/a
Operating Margin	44.32%
Pretax Margin	44.32%
Profit Margin	13.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.35, which amounts to a dividend yield of 2.69%.

Dividend Per Share	0.35
Dividend Yield	2.69%
Dividend Growth (YoY)	5.03%
Years of Dividend Growth	1
Payout Ratio	36.36%
Buyback Yield	-1.55%
Shareholder Yield	1.07%
Earnings Yield	7.17%
FCF Yield	-3.79%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2