Secure Trust Bank PLC (LON:STB)
London · Delayed Price · Currency is GBP · Price in GBX 1,574.00
+20.00 (1.29%)
Sep 21, 2026, 4:35 PM GMT
Secure Trust Bank Cash Flow Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 24.6 | 17.6 | 19.7 | 24.3 | 33.7 | 45.6 |
Depreciation & Amortization | 2.2 | 1.9 | 2 | 1.6 | 2.1 | 2.2 |
Other Amortization | 1.2 | 1.2 | 1.4 | 1.2 | 1.2 | 1.3 |
Gain (Loss) on Sale of Assets | - | - | - | 0.2 | 1.4 | - |
Total Asset Writedown | - | - | - | - | - | -0.4 |
Provision for Credit Losses | 41.8 | 58 | 61.9 | 43.2 | 39 | 4.5 |
Change in Other Net Operating Assets | -13.2 | -108.2 | -358.6 | -482.4 | -453.5 | -259.4 |
Other Operating Activities | 20.9 | 19.8 | 9.9 | 8.2 | 4.3 | -3.3 |
Net Cash from Discontinued Operations | -11.9 | - | - | - | - | - |
Operating Cash Flow | 67.4 | -7.7 | -261.4 | -402.6 | -378.7 | -207.1 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -2.3 | -1.6 | -1 | -2.7 | -2.7 | -1.3 |
Sale of Property, Plant and Equipment | - | 1.9 | - | - | - | - |
Investment in Securities | -101.5 | -1 | - | - | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | - | - | - | - | 81.9 | 60.4 |
Investing Cash Flow | 220.3 | -1.8 | -1 | -2.7 | 82.5 | 59.1 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 250 | 125.8 | 70 | 7 | 114.4 |
Long-Term Debt Repaid | - | -408 | -161.4 | -30.6 | -1 | -0.9 |
Lease Payments | -1.3 | -1.3 | -1.4 | -0.9 | -1 | -0.9 |
Net Debt Issued (Repaid) | -76.6 | -158 | -35.6 | 39.4 | 6 | 113.5 |
Issuance of Common Stock | 0.3 | 0.2 | 0.2 | 1.7 | - | - |
Repurchase of Common Stock | -6.2 | -0.2 | -1.4 | -1.2 | -0.3 | - |
Common Dividends Paid | -6.7 | -6.4 | -5.2 | -8.4 | -10.7 | -11.9 |
Net Increase (Decrease) in Deposit Accounts | -278.9 | 264.7 | 373.1 | 357.2 | 411.4 | 110.7 |
Financing Cash Flow | -368.1 | 100.3 | 331.1 | 388.7 | 406.4 | 212.3 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -80.4 | 90.8 | 68.7 | -16.6 | 110.2 | 64.3 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 65.1 | -9.3 | -262.4 | -405.3 | -381.4 | -208.4 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | 46.77% | -6.95% | -198.34% | -285.82% | -287.85% | -143.33% |
Free Cash Flow Per Share | 3.30 | -0.47 | -13.51 | -21.04 | -19.77 | -10.94 |
Free Cash Flow After Leases | 63.8 | -10.6 | -263.8 | -406.2 | -382.4 | -209.3 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 65.2 | 65.2 | - | - | - | - |
Cash Income Tax Paid | 12.4 | 12 | 8.8 | 8.6 | 7 | 12.6 |