Secure Trust Bank Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	292	233	67	129	140	248
Market Cap Growth	39.39%	245.38%	-47.84%	-7.54%	-43.56%	52.03%
Last Close Price	15.56	12.45	3.62	6.88	7.50	13.30
PE Ratio	6.90	13.99	3.57	5.46	4.29	5.56
Forward PE	6.11	4.60	1.58	3.43	4.50	6.41
PEG Ratio	-	0.19	0.19	0.19	0.19	0.19
PS Ratio	2.19	1.50	0.48	0.91	1.06	1.72
PB Ratio	0.78	0.62	0.19	0.38	0.43	0.82
P/TBV Ratio	0.83	0.67	0.20	0.39	0.45	0.86
P/FCF Ratio	-	0.92	0.61	-	4.66	-
P/OCF Ratio	-	0.91	0.60	-	4.28	-
Debt / Equity Ratio	0.25	0.25	0.26	0.27	0.16	0.17
Debt / FCF Ratio	0.37	0.37	0.84	-	1.70	-
Net Debt / Equity Ratio	-1.16	-1.16	-0.98	-0.75	-0.98	-0.61
Net Debt / FCF Ratio	-1.71	-1.71	-3.18	5.69	-10.63	1.89
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.05
Return on Equity (ROE)	4.79%	4.79%	5.59%	7.87%	9.42%	15.89%
Earnings Yield	6.02%	7.15%	28.01%	18.33%	23.29%	18.00%
FCF Yield	-	109.14%	164.09%	-	21.44%	-
Dividend Yield	2.27%	2.75%	7.54%	0.00%	7.64%	4.80%
Payout Ratio	36.36%	36.36%	26.40%	0.00%	31.75%	26.10%
Buyback Yield / Dilution	-1.55%	-1.79%	-0.80%	0.12%	-1.29%	-0.16%
Total Shareholder Return	0.71%	0.96%	6.74%	0.12%	6.35%	4.64%