Secure Trust Bank PLC (LON:STB)
London · Delayed Price · Currency is GBP · Price in GBX 1,480.00
-10.00 (-0.67%)
Sep 1, 2026, 1:39 PM GMT
Secure Trust Bank Balance Sheet
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 338.3 | 564.9 | 469 | 400.3 | 416.9 | 306.7 |
Investment Securities | 101.5 | 1 | - | - | - | - |
Trading Asset Securities | 1.2 | 7.5 | 7.5 | 21.6 | 2.9 | 0.3 |
Total Investments | 102.7 | 8.5 | 7.5 | 21.6 | 2.9 | 0.3 |
Gross Loans | 3,508 | 3,480 | 3,935 | 3,585 | 3,150 | 2,704 |
Allowance for Loan Losses | -51.4 | -45.5 | -111.8 | -88.1 | -78 | -67.5 |
Other Adjustments to Gross Loans | - | -138.5 | -215.1 | -182 | -152 | -105.7 |
Net Loans | 3,457 | 3,296 | 3,609 | 3,315 | 2,920 | 2,531 |
Property, Plant & Equipment | 11.4 | 11.8 | 11.5 | 12.6 | 11.2 | 11.5 |
Goodwill | - | 1 | 1 | 1 | 1 | 1 |
Other Intangible Assets | 5.1 | 4.1 | 4 | 4.9 | 5.6 | 5.9 |
Investments in Real Estate | 23.9 | 24.1 | - | - | - | 4.7 |
Other Receivables | 3.4 | 4.3 | 2.2 | 2.5 | 1.7 | 1.2 |
Restricted Cash | - | - | - | 5 | 3.7 | 4.3 |
Other Current Assets | - | 397.3 | 6.1 | 6.1 | 7 | 8 |
Long-Term Deferred Tax Assets | 3.3 | 3.6 | 3.3 | 4.3 | 5.6 | 6.9 |
Other Long-Term Assets | 9.1 | 0.6 | 3.6 | 4.4 | 4.7 | 4.8 |
Total Assets | 3,954 | 4,316 | 4,117 | 3,778 | 3,380 | 2,886 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 11 | 9.4 | 11.8 | 10 | 13 |
Interest Bearing Deposits | 2,585 | 2,739 | 2,440 | 2,351 | 2,337 | 2,002 |
Non-Interest Bearing Deposits | 646 | 770.2 | 805.2 | 521.3 | 178.1 | 101.7 |
Total Deposits | 3,231 | 3,510 | 3,245 | 2,872 | 2,515 | 2,103 |
Short-Term Borrowings | -5.1 | 4.8 | 6.6 | 20.6 | 3.7 | 0.9 |
Current Portion of Leases | - | 1.1 | 1.1 | 0.9 | 0.7 | 0.8 |
Current Income Taxes Payable | - | - | - | - | 0.8 | - |
Other Current Liabilities | - | - | - | - | - | 3.3 |
Long-Term Debt | 277.6 | 299.4 | 459.1 | 495.1 | 451.6 | 441.7 |
Long-Term Leases | 4 | 3.3 | 0.7 | 1.4 | 1.4 | 2.3 |
Other Long-Term Liabilities | 57 | 112.5 | 34.4 | 31.9 | 70.6 | 18.3 |
Total Liabilities | 3,565 | 3,942 | 3,756 | 3,434 | 3,053 | 2,584 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 7.6 | 7.6 | 7.6 | 7.6 | 7.5 | 7.5 |
Additional Paid-In Capital | 84.3 | 84.2 | 84 | 83.8 | 82.2 | 82.2 |
Retained Earnings | 304.4 | 284.4 | 271.1 | 254.8 | 237.8 | 211.7 |
Treasury Stock | -7.2 | -1.9 | -2.2 | -1.4 | -0.3 | - |
Comprehensive Income & Other | - | - | - | -0.3 | -0.8 | 1 |
Shareholders' Equity | 389.1 | 374.3 | 360.5 | 344.5 | 326.4 | 302.4 |
Total Liabilities & Equity | 3,954 | 4,316 | 4,117 | 3,778 | 3,380 | 2,886 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 276.5 | 308.6 | 467.5 | 518 | 457.4 | 445.7 |
Net Cash (Debt) | 63 | 263.8 | 9 | -96.1 | -37.6 | -138.7 |
Net Cash Growth | -1.87% | 2831.11% | - | - | - | - |
Net Cash Per Share | 3.19 | 13.34 | 0.46 | -4.99 | -1.95 | -7.28 |
Filing Date Shares Outstanding | 18.74 | 19.1 | 19.07 | 19.02 | 18.69 | 18.65 |
Total Common Shares Outstanding | 18.74 | 19.1 | 19.07 | 19.02 | 18.69 | 18.65 |
Book Value Per Share | 20.76 | 19.60 | 18.90 | 18.11 | 17.46 | 16.22 |
Tangible Book Value | 384 | 369.2 | 355.5 | 338.6 | 319.8 | 295.5 |
Tangible Book Value Per Share | 20.49 | 19.33 | 18.64 | 17.80 | 17.11 | 15.85 |