JPMorgan SmartRetirement® 2045 R5 (JSAIX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD

26.50

-0.06 (-0.23%)

At close: Sep 24, 2026

Fund Assets	3.46B
Expense Ratio	0.49%
Min. Investment	$3,000,000
Turnover	17.00%
Dividend (ttm)	0.55
Dividend Yield	2.09%
Dividend Growth	5.53%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	26.56
YTD Return	9.17%
1-Year Return	11.84%
5-Year Return	48.52%
52-Week Low	23.27
52-Week High	27.28
Beta (5Y)	0.91
Holdings	23
Inception Date	Jul 31, 2007

About JSAIX

The JPMorgan SmartRetirement 2045 Fund is a retirement-focused mutual fund designed to provide a diversified portfolio for investors planning to retire around the year 2045. Its primary function is to adjust asset allocations strategically as the target retirement date approaches, aiming to balance growth with income generation. The fund invests in a mix of equity, fixed income, and short-term mutual funds, managed by experienced professionals with access to comprehensive market insights. It covers various sectors, including U.S. and international equities, U.S. fixed income, and emerging markets debt. This fund plays a significant role in the financial market by offering a structured investment approach tailored to the needs of retirement savers, providing a balanced portfolio that adapts to changing investment horizons.

Fund Family JPMorgan

Category Target-Date 2045

Performance Rating Average

Risk Rating Average

Stock Exchange NASDAQ

Ticker Symbol JSAIX

Share Class Class R5

Index S&P Target Date 2045 TR

Performance

JSAIX had a total return of 11.84% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.32%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JSAYX	Class R6	0.39%
JSASX	Class I	0.64%
JSAQX	Class R4	0.64%
JSAAX	Class A	0.83%

Top 10 Holdings

86.34% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	12.62%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.11%
JPMorgan Value Advantage R6	JVAYX	11.01%
JPMorgan US Equity R6	JUEMX	10.84%
JPMorgan Growth Advantage R6	JGVVX	9.96%
JPMorgan Core Plus Bond R6	JCPUX	8.79%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	8.70%
JPMorgan International Equity R6	JNEMX	6.72%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.66%
JPMorgan Core Bond R6	JCBUX	2.93%

View More Holdings

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.55458	Jan 2, 2026
Dec 15, 2025	$0.76464	Dec 16, 2025
Dec 31, 2024	$0.52551	Jan 2, 2025
Dec 16, 2024	$0.47346	Dec 17, 2024
Dec 29, 2023	$0.36961	Jan 2, 2024
Dec 30, 2022	$0.30173	Jan 3, 2023

Full Dividend History