JPMorgan SmartRetirement 2045 R6 (JSAYX)
| Fund Assets | 3.46B |
| Expense Ratio | 0.39% |
| Min. Investment | $5,000,000 |
| Turnover | 17.00% |
| Dividend (ttm) | 1.34 |
| Dividend Yield | 5.03% |
| Dividend Growth | 31.63% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 26.48 |
| YTD Return | 8.43% |
| 1-Year Return | 17.23% |
| 5-Year Return | 49.75% |
| 52-Week Low | 23.27 |
| 52-Week High | 26.70 |
| Beta (5Y) | 0.92 |
| Holdings | 23 |
| Inception Date | Nov 3, 2014 |
About JSAYX
JPMorgan SmartRetirement® 2045 Fund Class R6 is a target-date mutual fund designed to serve investors planning to retire around the year 2045. Its primary function is to provide a diversified, professionally managed investment solution that automatically adjusts its asset allocation over time. Initially, the fund emphasizes capital appreciation by investing more heavily in equities. As the target date approaches and passes, it gradually reallocates toward fixed income and other investments, aiming for increased stability and income to support retirees throughout their withdrawal years. This fund invests across a wide mix of underlying J.P. Morgan funds and ETFs, covering U.S. and international equities, fixed income, and alternative sectors. It utilizes insights from extensive research into participant behavior, with notable features including a glide path designed to address spending volatility during retirement and to support withdrawals up to age 100. JPMorgan SmartRetirement® 2045 Fund Class R6 is significant within the retirement planning market, offering investors a turnkey solution for long-term retirement savings that evolves automatically as their needs change. As a part of J.P. Morgan’s SmartRetirement series, it benefits from a foundation of robust research and active management, serving a broad range of individuals and employer-sponsored retirement plans.
Performance
JSAYX had a total return of 17.23% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.15%.
Top 10 Holdings
86.53% of assets| Name | Symbol | Weight |
|---|---|---|
| JPMorgan International Research Enhanced Equity ETF | JIRE | 12.15% |
| JPMorgan U.S. Research Enhanced Equity Fund | JDEUX | 11.24% |
| JPMorgan US Equity R6 | JUEMX | 11.05% |
| JPMorgan Growth Advantage Fund | JGVVX | 10.70% |
| JPMorgan Value Advantage R6 | JVAYX | 10.53% |
| JPMorgan Global Select Equity ETF Global Select Equity ETF | JGLO | 8.63% |
| JPMorgan Core Plus Bond Fund | JCPUX | 8.48% |
| JPMorgan International Equity R6 | JNEMX | 6.61% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | BBMC | 3.68% |
| JPMorgan ActiveBuilders Emerging Markets Equity ETF | JEMA | 3.46% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.57868 | Jan 2, 2026 |
| Dec 15, 2025 | $0.76464 | Dec 16, 2025 |
| Dec 31, 2024 | $0.54707 | Jan 2, 2025 |
| Dec 16, 2024 | $0.47346 | Dec 17, 2024 |
| Dec 29, 2023 | $0.38835 | Jan 2, 2024 |
| Dec 30, 2022 | $0.32477 | Jan 3, 2023 |