JPMorgan SmartRetirement® 2045 Fund Class I (JSASX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
23.66
-0.16 (-0.67%)
Jul 15, 2025, 4:00 PM EDT
5.06%
Fund Assets3.15B
Expense Ratio0.65%
Min. Investment$1,000,000
Turnover21.00%
Dividend (ttm)0.96
Dividend Yield4.04%
Dividend Growth183.52%
Payout FrequencySemi-Annual
Ex-Dividend DateDec 31, 2024
Previous Close23.82
YTD Return8.53%
1-Year Return9.60%
5-Year Return68.99%
52-Week Low19.57
52-Week High23.91
Beta (5Y)n/a
Holdings23
Inception DateJul 31, 2007

About JSASX

JPMorgan SmartRetirement 2045 Fund Class I is a target-date mutual fund designed primarily for investors planning to retire around the year 2045. Its central purpose is to provide a diversified investment solution that automatically adjusts its asset allocation as the target retirement year approaches. The fund starts with a higher allocation to growth-oriented assets, such as U.S. and international equities, and gradually transitions to a more conservative mix by increasing exposure to fixed income and cash equivalents closer to the retirement date. Notable features include its use of a "glide path"—a predetermined strategy that shifts the portfolio from higher-risk, growth assets toward more stable, income-generating securities over time. The fund’s strategic allocation incorporates a blend of U.S. large-cap, mid-cap, small-cap equities, international stocks, and various fixed income instruments. The fund’s tactical and strategic adjustments are informed by rigorous retirement research, aiming to balance risk and return throughout an individual’s career and into retirement. As part of the broader category of target-date funds, JPMorgan SmartRetirement 2045 Fund Class I plays a significant role in employer-sponsored retirement plans and individual retirement portfolios, offering a hands-off, long-term approach to retirement investing.

Fund Family JPMorgan
Category Target-Date 2045
Stock Exchange NASDAQ
Ticker Symbol JSASX
Share Class Class I
Index S&P Target Date 2045 TR

Performance

JSASX had a total return of 9.60% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.92%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

SymbolShare ClassExpense Ratio
JSAYXClass R60.40%
JSAIXClass R50.50%
JSAQXClass R40.65%
JSAAXClass A0.84%

Top 10 Holdings

86.67% of assets
NameSymbolWeight
JPMorgan International Research Enhanced Equity ETFJIRE12.51%
JPMorgan U.S. Equity Fund Class R6JUEMX11.42%
JPMorgan U.S. Research Enhanced Equity Fund Class R6JDEUX11.40%
JPMorgan Growth Advantage Fund Class R6JGVVX11.11%
JPMorgan Value Advantage Fund Class R6JVAYX10.61%
JPMorgan Global Select Equity ETF Global Select Equity ETFJGLO8.73%
JPMorgan Core Plus Bond Fund Class R6JCPUX7.31%
JPMorgan International Equity Fund Class R6JNEMX6.73%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETFBBMC3.80%
JPMorgan ActiveBuilders Emerging Markets Equity ETFJEMA3.05%
View More Holdings

Dividend History

Ex-DividendAmountPay Date
Dec 31, 2024$0.48283Jan 2, 2025
Dec 16, 2024$0.47346Dec 17, 2024
Dec 29, 2023$0.33729Jan 2, 2024
Dec 30, 2022$0.27409Jan 3, 2023
Dec 15, 2022$1.62522Dec 16, 2022
Dec 31, 2021$0.60029Jan 3, 2022
Full Dividend History