JPMorgan SmartRetirement® 2045 Fund Class I (JSASX)
| Fund Assets | 3.15B |
| Expense Ratio | 0.65% |
| Min. Investment | $1,000,000 |
| Turnover | 21.00% |
| Dividend (ttm) | 0.96 |
| Dividend Yield | 4.01% |
| Dividend Growth | 183.52% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2024 |
| Previous Close | 23.79 |
| YTD Return | 9.63% |
| 1-Year Return | 12.41% |
| 5-Year Return | 74.26% |
| 52-Week Low | 19.57 |
| 52-Week High | 23.91 |
| Beta (5Y) | n/a |
| Holdings | 23 |
| Inception Date | Jul 31, 2007 |
About JSASX
JPMorgan SmartRetirement 2045 Fund Class I is a target-date mutual fund designed primarily for investors planning to retire around the year 2045. Its central purpose is to provide a diversified investment solution that automatically adjusts its asset allocation as the target retirement year approaches. The fund starts with a higher allocation to growth-oriented assets, such as U.S. and international equities, and gradually transitions to a more conservative mix by increasing exposure to fixed income and cash equivalents closer to the retirement date. Notable features include its use of a "glide path"—a predetermined strategy that shifts the portfolio from higher-risk, growth assets toward more stable, income-generating securities over time. The fund’s strategic allocation incorporates a blend of U.S. large-cap, mid-cap, small-cap equities, international stocks, and various fixed income instruments. The fund’s tactical and strategic adjustments are informed by rigorous retirement research, aiming to balance risk and return throughout an individual’s career and into retirement. As part of the broader category of target-date funds, JPMorgan SmartRetirement 2045 Fund Class I plays a significant role in employer-sponsored retirement plans and individual retirement portfolios, offering a hands-off, long-term approach to retirement investing.
Performance
JSASX had a total return of 12.41% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.99%.
Top 10 Holdings
86.67% of assets| Name | Symbol | Weight |
|---|---|---|
| JPMorgan International Research Enhanced Equity ETF | JIRE | 12.51% |
| JPMorgan U.S. Equity Fund Class R6 | JUEMX | 11.42% |
| JPMorgan U.S. Research Enhanced Equity Fund Class R6 | JDEUX | 11.40% |
| JPMorgan Growth Advantage Fund Class R6 | JGVVX | 11.11% |
| JPMorgan Value Advantage Fund Class R6 | JVAYX | 10.61% |
| JPMorgan Global Select Equity ETF Global Select Equity ETF | JGLO | 8.73% |
| JPMorgan Core Plus Bond Fund Class R6 | JCPUX | 7.31% |
| JPMorgan International Equity Fund Class R6 | JNEMX | 6.73% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | BBMC | 3.80% |
| JPMorgan ActiveBuilders Emerging Markets Equity ETF | JEMA | 3.05% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2024 | $0.48283 | Jan 2, 2025 |
| Dec 16, 2024 | $0.47346 | Dec 17, 2024 |
| Dec 29, 2023 | $0.33729 | Jan 2, 2024 |
| Dec 30, 2022 | $0.27409 | Jan 3, 2023 |
| Dec 15, 2022 | $1.62522 | Dec 16, 2022 |
| Dec 31, 2021 | $0.60029 | Jan 3, 2022 |