About JSAQX
JPMorgan SmartRetirement 2045 Fund Class R4 is a target-date mutual fund designed for individuals planning to retire around the year 2045. Its primary function is to provide a professionally managed, diversified investment portfolio that automatically adjusts its asset allocation as the target retirement date approaches. Early in an investor’s career, the fund emphasizes growth through higher allocations to equities, particularly U.S. large-cap, mid-cap, and small-cap stocks, as well as select international and emerging markets equities. As retirement nears, the portfolio gradually reallocates toward more conservative holdings, such as U.S. fixed income and cash equivalents, prioritizing capital preservation and income generation. Managed by J.P. Morgan’s experienced Multi-Asset Solutions team, the fund incorporates strategic asset allocation, active management, and insights from asset class specialists. With its dynamic glide path and broad diversification, the fund aims to simplify retirement planning, making it a significant choice for retirement accounts and long-term investors seeking a hands-off approach to managing their retirement savings.
Fund Family JPMorgan
Category Target-Date 2045
Performance Rating Average
Risk Rating Average
Stock Exchange NASDAQ
Ticker Symbol JSAQX
Share Class Class R4
Index S&P Target Date 2045 TR
JSAQX had a total return of 15.35% in the past year, including dividends. Since the fund's
inception, the average annual return has been 10.79%.
