About JSAPX
JPMorgan SmartRetirement 2045 Fund R3 is a target-date mutual fund designed to help individuals prepare for retirement around the year 2045. The fund’s primary objective is to provide a professionally managed, well-diversified portfolio that dynamically adjusts its asset allocation over time. Early in an investor’s career, the fund emphasizes higher allocations to growth-oriented assets, such as U.S. large-cap equity, mid-cap and small-cap stocks, and emerging market equities, to seek capital appreciation. As the target date approaches, the fund strategically shifts toward more conservative investments, including U.S. fixed income and high-yield bonds, to help preserve capital and manage risk through retirement.
Managed by J.P. Morgan’s experienced Multi-Asset Solutions team, the fund leverages insights from asset class specialists and utilizes active asset allocation based on current market research. Its holdings span major sectors such as consumer defensive, real estate, energy, and utilities, offering exposure to both domestic and international markets. With its glide path approach and broad diversification, this fund plays a vital role for investors seeking a structured, long-term investment solution tailored to retirement goals.
Fund Family JPMorgan
Category Target-Date 2045
Performance Rating Average
Risk Rating Average
Stock Exchange NASDAQ
Ticker Symbol JSAPX
Share Class Class R3
Index S&P Target Date 2045 TR
JSAPX had a total return of 16.85% in the past year, including dividends. Since the fund's
inception, the average annual return has been 17.56%.
