JPMorgan SmartRetirement 2045 Fund Class I (JSASX)

Fund Assets	3.46B
Expense Ratio	0.64%
Min. Investment	$1,000,000
Turnover	17.00%
Dividend (ttm)	0.52
Dividend Yield	1.97%
Dividend Growth	7.95%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	26.48
YTD Return	8.81%
1-Year Return	11.42%
5-Year Return	47.14%
52-Week Low	23.22
52-Week High	27.20
Beta (5Y)	0.91
Holdings	23
Inception Date	Jul 31, 2007

About JSASX

JPMorgan SmartRetirement 2045 Fund Class I is a target-date mutual fund designed primarily for investors planning to retire around the year 2045. Its central purpose is to provide a diversified investment solution that automatically adjusts its asset allocation as the target retirement year approaches. The fund starts with a higher allocation to growth-oriented assets, such as U.S. and international equities, and gradually transitions to a more conservative mix by increasing exposure to fixed income and cash equivalents closer to the retirement date. Notable features include its use of a "glide path"—a predetermined strategy that shifts the portfolio from higher-risk, growth assets toward more stable, income-generating securities over time. The fund’s strategic allocation incorporates a blend of U.S. large-cap, mid-cap, small-cap equities, international stocks, and various fixed income instruments. The fund’s tactical and strategic adjustments are informed by rigorous retirement research, aiming to balance risk and return throughout an individual’s career and into retirement. As part of the broader category of target-date funds, JPMorgan SmartRetirement 2045 Fund Class I plays a significant role in employer-sponsored retirement plans and individual retirement portfolios, offering a hands-off, long-term approach to retirement investing.

• Fund Family: JPMorgan
• Category: Target-Date 2045
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: JSASX
• Share Class: Class I
• Index: S&P Target Date 2045 TR

Performance

JSASX had a total return of 11.42% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.33%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JSAYX	Class R6	0.39%
JSAIX	Class R5	0.49%
JSAQX	Class R4	0.64%
JSAAX	Class A	0.83%

Top 10 Holdings

86.34% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	12.62%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.11%
JPMorgan Value Advantage R6	JVAYX	11.01%
JPMorgan US Equity R6	JUEMX	10.84%
JPMorgan Growth Advantage R6	JGVVX	9.96%
JPMorgan Core Plus Bond R6	JCPUX	8.79%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	8.70%
JPMorgan International Equity R6	JNEMX	6.72%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.66%
JPMorgan Core Bond R6	JCBUX	2.93%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.52123	Jan 2, 2026
Dec 15, 2025	$0.76464	Dec 16, 2025
Dec 31, 2024	$0.48283	Jan 2, 2025
Dec 16, 2024	$0.47346	Dec 17, 2024
Dec 29, 2023	$0.33729	Jan 2, 2024
Dec 30, 2022	$0.27409	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Sep 26, 2026

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