JPMorgan SmartRetirement® 2065 Class C (JSMHX)

Fund Assets	176.90M
Expense Ratio	1.40%
Min. Investment	$500
Turnover	19.00%
Dividend (ttm)	0.35
Dividend Yield	1.40%
Dividend Growth	69.49%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	24.70
YTD Return	8.10%
1-Year Return	10.88%
5-Year Return	n/a
52-Week Low	21.72
52-Week High	25.68
Beta (5Y)	n/a
Holdings	24
Inception Date	Nov 1, 2022

About JSMHX

JPMorgan SmartRetirement 2065 Fund Class C is a target-date mutual fund designed to provide investors with a professionally managed, diversified portfolio that evolves as its investors move toward retirement around the year 2065. The fund’s investment strategy is tailored for individuals planning long-term retirement, shifting its asset allocation from a growth-focused mix—primarily equities—early on, towards more conservative holdings like bonds and cash as the retirement date approaches. This gradual allocation adjustment, known as a "glide path," is intended to balance growth opportunities with risk reduction over time. The portfolio is managed by J.P. Morgan’s experienced Multi-Asset Solutions team, leveraging insight from the firm’s asset class specialists. The fund invests as a fund of funds, allocating capital across various JP Morgan funds for broad diversification across U.S. and international equities, fixed income, and other asset classes. With a minimum investment requirement and semi-annual dividend payouts, the fund serves as a comprehensive solution for retirement planning, seeking a high total return that transitions toward current income and capital preservation as participants near retirement age.

• Fund Family: JPMorgan
• Category: Target-Date 2065+
• Performance Rating: Low
• Risk Rating: Low
• Stock Exchange: Nasdaq
• Ticker Symbol: JSMHX
• Share Class: Class C
• Index: Index is not provided by Management Company

Performance

JSMHX had a total return of 10.88% in the past year, including dividends. Since the fund's inception, the average annual return has been 15.50%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTHHX	Fidelity	Fidelity Sustainable Target Date 2065 K6	0.29%
FTHDX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 Z	0.41%
FTHBX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 I	0.49%
FTGYX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 C	1.49%
FTHGX	Fidelity	Fidelity Sustainable Target Date 2065 K	0.41%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JSMOX	Class R6	0.40%
JSMMX	Class R5	0.50%
JSMLX	Class R4	0.65%
JSMJX	Class I	0.65%

Top 10 Holdings

87.27% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	13.36%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.59%
JPMorgan US Equity R6	JUEMX	11.45%
JPMorgan Value Advantage R6	JVAYX	11.31%
JPMorgan Growth Advantage R6	JGVVX	11.00%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.08%
JPMorgan International Equity R6	JNEMX	7.09%
JPMorgan Core Plus Bond R6	JCPUX	4.60%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	4.16%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.64%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.34754	Jan 2, 2026
Dec 15, 2025	$0.33113	Dec 16, 2025
Dec 31, 2024	$0.20505	Jan 2, 2025
Dec 16, 2024	$0.03857	Dec 17, 2024
Dec 29, 2023	$0.16421	Jan 2, 2024
Dec 15, 2023	$0.05649	Dec 18, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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