JPMorgan SmartRetirement® 2065 Class R3 (JSMPX)
| Fund Assets | 179.14M |
| Expense Ratio | 0.90% |
| Min. Investment | $0.00 |
| Turnover | 19.00% |
| Dividend (ttm) | n/a |
| Dividend Yield | n/a |
| Dividend Growth | n/a |
| Payout Frequency | n/a |
| Ex-Dividend Date | Dec 15, 2025 |
| Previous Close | 26.07 |
| YTD Return | 11.66% |
| 1-Year Return | 16.64% |
| 5-Year Return | n/a |
| 52-Week Low | 22.28 |
| 52-Week High | 26.39 |
| Beta (5Y) | n/a |
| Holdings | 24 |
| Inception Date | Nov 1, 2022 |
About JSMPX
JPMorgan SmartRetirement 2065 Fund Class R3 is a target-date mutual fund designed to help investors plan for retirement around the year 2065. As a target-date fund, its primary function is to pursue a high total return through a diversified investment strategy, with a gradual shift toward income generation and capital preservation as the target date approaches. Initially, the fund maintains a higher allocation to growth-oriented assets such as equities to capitalize on long-term capital appreciation opportunities. Over time, its asset mix becomes more conservative, incorporating a larger share of bonds and other income-producing securities as the fund seeks to mitigate risk for investors nearing or entering retirement. This fund impacts a broad range of sectors by investing in both domestic and international equities, as well as fixed income instruments. Its glide path design automatically adjusts risk exposure to align with the investment horizon of individuals planning for retirement in or around 2065. With a diversified portfolio and a structured approach to balancing growth and income, JPMorgan SmartRetirement 2065 Fund Class R3 plays a significant role in long-term retirement planning, offering a one-stop investment solution that evolves as the investor’s needs change over time.
Performance
JSMPX had a total return of 16.64% in the past year, including dividends. Since the fund's inception, the average annual return has been 17.55%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTHHX | Fidelity | Fidelity Sustainable Target Date 2065 K6 | 0.29% |
| FTHDX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 Z | 0.39% |
| FTHBX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 I | 0.49% |
| FTGYX | Fidelity | Fidelity Advisor Sust Trgt Dt 2065 C | 1.49% |
| FTHGX | Fidelity | Fidelity Sustainable Target Date 2065 K | 0.39% |
Top 10 Holdings
87.27% of assets| Name | Symbol | Weight |
|---|---|---|
| JPMorgan International Research Enhanced Equity ETF | JIRE | 12.90% |
| JPMorgan U.S. Equity Fund, Class R6 | n/a | 11.86% |
| JPMorgan U.S. Research Enhanced Equity Fund, Class R6 | n/a | 11.74% |
| JPMorgan Value Advantage Fund, Class R6 | n/a | 11.35% |
| JPMorgan Growth Advantage Fund, Class R6 | n/a | 11.25% |
| JPMorgan Global Select Equity ETF Global Select Equity ETF | JGLO | 9.22% |
| JPMorgan International Equity Fund, Class R6 | n/a | 7.15% |
| JPMorgan Core Plus Bond R6 | JCPUX | 4.75% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | BBMC | 3.90% |
| JPMorgan ActiveBuilders Emerging Markets Equity ETF | JEMA | 3.13% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 15, 2025 | $0.33113 | Dec 16, 2025 |
| Dec 31, 2024 | $0.30807 | Jan 2, 2025 |
| Dec 16, 2024 | $0.03857 | Dec 17, 2024 |
| Dec 29, 2023 | $0.18286 | Jan 2, 2024 |
| Dec 15, 2023 | $0.05649 | Dec 18, 2023 |
| Dec 30, 2022 | $0.1726 | Jan 3, 2023 |