MFS Lifetime 2045 Fund Class A (LTMAX)

Fund Assets	564.92M
Expense Ratio	0.79%
Min. Investment	$1,000
Turnover	14.00%
Dividend (ttm)	0.51
Dividend Yield	2.17%
Dividend Growth	9.25%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	23.34
YTD Return	13.30%
1-Year Return	17.30%
5-Year Return	48.38%
52-Week Low	20.06
52-Week High	23.50
Beta (5Y)	0.83
Holdings	28
Inception Date	Nov 2, 2012

About LTMAX

MFS Lifetime 2045 Fund Class A is a target-date mutual fund designed to help investors plan for retirement around the year 2045. Its primary function is to provide diversified exposure across multiple asset classes—typically including domestic and international equities, as well as fixed income investments—tailored to investors with a long-term horizon. The fund dynamically adjusts its asset allocation over time, gradually shifting towards a more conservative mix as the target retirement date approaches. This approach aims to balance growth potential and risk reduction according to the evolving needs of future retirees. Launched in 2012, the fund is actively managed by MFS Investment Management, drawing on a broad array of underlying funds, many of which focus on various sectors and capitalization segments within the global equity and bond markets. As of early 2025, the fund holds significant assets, featuring a diverse portfolio with a notable portion in large blend equities and a measured allocation to other asset classes. MFS Lifetime 2045 Fund Class A plays a central role within retirement savings plans, offering a professionally managed, "set-it-and-forget-it" solution for investors seeking a structured path toward their projected retirement year.

• Fund Family: MFS
• Category: Target-Date 2045
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: LTMAX
• Share Class: A
• Index: S&P 500 TR

Performance

LTMAX had a total return of 17.30% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.15%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FOLSX	Fidelity	Fidelity Flex Freedom Blend 2045 Fund	0.01%
FFFGX	Fidelity	Fidelity Freedom 2045 Fund	0.68%
FCGLX	Fidelity	Fidelity Advisor Freedom 2045 K6	0.45%
FFFTX	Fidelity	Fidelity Advisor Freedom 2045 M	1.18%
FFFZX	Fidelity	Fidelity Advisor Freedom 2045 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
LTMLX	R6	0.42%
LTMUX	R4	0.56%
LTMKX	I	0.56%
LTMTX	R3	0.81%

Top 10 Holdings

58.68% of assets

Name	Symbol	Weight
MFS Blended Research Mid Cap Eq R6	BMSYX	9.79%
MFS Blended Research Intl Eq R6	BRXVX	9.79%
MFS Blended Research Value Equity R6	BRUNX	5.29%
MFS Value R6	MEIKX	5.22%
MFS Mid Cap Growth R6	OTCKX	4.86%
MFS Blended Research Growth Eq R6	BRWVX	4.85%
MFS Mid Cap Value R6	MVCKX	4.82%
MFS Growth R6	MFEKX	4.82%
MFS Blended Research Core Equity R6	MUEVX	4.64%
MFS Research R6	MFRKX	4.60%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$1.55796	Dec 24, 2025
Dec 26, 2024	$0.9208	Dec 27, 2024
Dec 27, 2023	$0.54365	Dec 28, 2023
Dec 28, 2022	$0.9876	Dec 29, 2022
Dec 28, 2021	$1.6236	Dec 29, 2021
Dec 29, 2020	$0.40525	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

Data Sources Report a data error