MFS Lifetime 2045 R6 (LTMLX)

Fund Assets	564.92M
Expense Ratio	0.42%
Min. Investment	$1,000
Turnover	14.00%
Dividend (ttm)	1.64
Dividend Yield	7.00%
Dividend Growth	64.44%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	23.56
YTD Return	13.49%
1-Year Return	17.69%
5-Year Return	51.26%
52-Week Low	20.22
52-Week High	23.72
Beta (5Y)	0.90
Holdings	28
Inception Date	Aug 29, 2016

About LTMLX

MFS Lifetime 2045 Fund is a target-date mutual fund designed to provide investors a diversified investment solution aligned with an anticipated retirement year around 2045. The fund’s primary purpose is to seek a high level of total return, balancing growth and income through strategic asset allocation that evolves as the target date approaches. Its structure leverages a mix of underlying MFS funds spanning equities, fixed income, and other asset classes, aiming to foster long-term growth in the early years and gradually reduce portfolio risk by increasing allocations to more conservative assets as the 2045 retirement date nears. This fund employs disciplined, active risk management and automatically rebalances its holdings to maintain its intended risk profile over time. It offers broad exposure to various sectors, including financials, information technology, industrials, health care, and consumer discretionary, reflecting its commitment to broad market participation and diversification. The MFS Lifetime 2045 Fund plays a significant role in retirement planning by offering a professionally managed, all-in-one investment vehicle that adjusts to the changing risk tolerance typically associated with aging investors, making it suitable as a core holding in long-term retirement portfolios.

• Fund Family: MFS
• Category: Target-Date 2045
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: LTMLX
• Share Class: R6
• Index: S&P 500 TR

Performance

LTMLX had a total return of 17.69% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.43%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FOLSX	Fidelity	Fidelity Flex Freedom Blend 2045 Fund	0.01%
FFFGX	Fidelity	Fidelity Freedom 2045 Fund	0.68%
FCGLX	Fidelity	Fidelity Advisor Freedom 2045 K6	0.45%
FFFTX	Fidelity	Fidelity Advisor Freedom 2045 M	1.18%
FFFZX	Fidelity	Fidelity Advisor Freedom 2045 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
LTMUX	R4	0.56%
LTMKX	I	0.56%
LTMTX	R3	0.81%
LTMAX	A	0.81%

Top 10 Holdings

58.68% of assets

Name	Symbol	Weight
MFS Blended Research Mid Cap Eq R6	BMSYX	9.79%
MFS Blended Research Intl Eq R6	BRXVX	9.79%
MFS Blended Research Value Equity R6	BRUNX	5.29%
MFS Value R6	MEIKX	5.22%
MFS Mid Cap Growth R6	OTCKX	4.86%
MFS Blended Research Growth Eq R6	BRWVX	4.85%
MFS Mid Cap Value R6	MVCKX	4.82%
MFS Growth R6	MFEKX	4.82%
MFS Blended Research Core Equity R6	MUEVX	4.64%
MFS Research R6	MFRKX	4.60%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$1.64086	Dec 24, 2025
Dec 26, 2024	$0.99786	Dec 27, 2024
Dec 27, 2023	$0.60226	Dec 28, 2023
Dec 28, 2022	$1.0505	Dec 29, 2022
Dec 28, 2021	$1.70077	Dec 29, 2021
Dec 29, 2020	$0.46247	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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