MFS Lifetime 2045 R3 (LTMTX)

Fund Assets	564.92M
Expense Ratio	0.79%
Min. Investment	$1,000
Turnover	14.00%
Dividend (ttm)	0.51
Dividend Yield	2.21%
Dividend Growth	10.16%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	22.68
YTD Return	10.04%
1-Year Return	12.72%
5-Year Return	46.65%
52-Week Low	20.06
52-Week High	23.49
Beta (5Y)	0.90
Holdings	28
Inception Date	Nov 2, 2012

About LTMTX

MFS Lifetime 2045 Fund Class R3 is a target-date mutual fund designed to align with investors planning to retire around the year 2045. This fund primarily aims to achieve a high level of total return by dynamically adjusting its asset allocation over time—initially emphasizing growth through higher exposure to equities, and gradually adopting a more conservative mix as the target retirement date approaches. It invests substantially all of its assets in other mutual funds managed by MFS, providing investors with a single diversified solution that spans multiple sectors, including information technology, financials, industrials, health care, and consumer discretionary. The fund benefits from disciplined, active risk management, and its portfolio is rebalanced regularly to maintain the intended glide path as the target date draws nearer. By design, this structure offers convenience for long-term savers by reducing the need for hands-on portfolio adjustments, reflecting shifts in both risk tolerance and income needs over an investor's lifecycle. MFS Lifetime 2045 Fund Class R3 has been available since 2012 and serves a key role in retirement planning strategies, especially for those seeking a managed approach to achieving retirement goals.

• Fund Family: MFS
• Category: Target-Date 2045
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: LTMTX
• Share Class: R3
• Index: S&P 500 TR

Performance

LTMTX had a total return of 12.72% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.80%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FOLSX	Fidelity	Fidelity Flex Freedom Blend 2045 Fund	n/a
FFFGX	Fidelity	Fidelity Freedom 2045 Fund	0.67%
FCGLX	Fidelity	Fidelity Advisor Freedom 2045 K6	0.46%
FFFTX	Fidelity	Fidelity Advisor Freedom 2045 M	1.18%
FFFZX	Fidelity	Fidelity Advisor Freedom 2045 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
LTMLX	R6	0.40%
LTMUX	R4	0.54%
LTMKX	I	0.54%
LTMAX	A	0.79%

Top 10 Holdings

57.92% of assets

Name	Symbol	Weight
MFS Blended Research Intl Eq R6	BRXVX	9.86%
MFS Blended Research Mid Cap Eq R6	BMSYX	9.27%
MFS Blended Research Value Equity R6	BRUNX	5.22%
MFS Value R6	MEIKX	5.12%
MFS Blended Research Growth Eq R6	BRWVX	4.88%
MFS Growth R6	MFEKX	4.86%
MFS Commodity Strategy R6	MCSRX	4.75%
MFS Blended Research Core Equity R6	MUEVX	4.67%
MFS Mid Cap Growth R6	OTCKX	4.65%
MFS Mid Cap Value R6	MVCKX	4.64%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$1.55674	Dec 24, 2025
Dec 26, 2024	$0.91587	Dec 27, 2024
Dec 27, 2023	$0.53865	Dec 28, 2023
Dec 28, 2022	$0.98155	Dec 29, 2022
Dec 28, 2021	$1.62255	Dec 29, 2021
Dec 29, 2020	$0.40302	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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