MFS Lifetime 2045 R4 (LTMUX)

Fund Assets	564.92M
Expense Ratio	0.526%
Min. Investment	$1,000
Turnover	14.00%
Dividend (ttm)	0.54
Dividend Yield	2.35%
Dividend Growth	6.32%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	22.97
YTD Return	10.95%
1-Year Return	13.49%
5-Year Return	47.38%
52-Week Low	20.29
52-Week High	23.78
Beta (5Y)	0.90
Holdings	28
Inception Date	Nov 2, 2012

About LTMUX

MFS Lifetime 2045 Fund Class R4 is a target-date mutual fund designed for investors planning to retire around the year 2045. Its primary function is to seek a high level of total return by allocating assets across a diversified mix of underlying MFS mutual funds, with an investment strategy that evolves over time. Early in its lifecycle, the fund emphasizes growth by holding a higher allocation to equities, including significant exposure to sectors such as information technology, financials, and industrials. As the 2045 target date approaches, its asset allocation gradually shifts to a more conservative stance, increasing the proportion of fixed income and other defensive investments to help mitigate risk and support income generation in retirement. The fund offers investors broad diversification, professional oversight, and disciplined risk management through an automatically rebalancing portfolio. It is structured to provide a convenient, comprehensive solution for long-term retirement planning, adapting its risk profile to match investors’ changing needs as they near and reach retirement age.

• Fund Family: MFS
• Category: Target-Date 2045
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: LTMUX
• Share Class: R4
• Index: S&P 500 TR

Performance

LTMUX had a total return of 13.49% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.10%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FOLSX	Fidelity	Fidelity Flex Freedom Blend 2045 Fund	0.01%
FFFGX	Fidelity	Fidelity Freedom 2045 Fund	0.68%
FCGLX	Fidelity	Fidelity Advisor Freedom 2045 K6	0.45%
FFFTX	Fidelity	Fidelity Advisor Freedom 2045 M	1.18%
FFFZX	Fidelity	Fidelity Advisor Freedom 2045 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
LTMLX	R6	0.40%
LTMKX	I	0.54%
LTMAX	A	0.79%
LTMTX	R3	0.79%

Top 10 Holdings

57.92% of assets

Name	Symbol	Weight
MFS Blended Research Intl Eq R6	BRXVX	9.86%
MFS Blended Research Mid Cap Eq R6	BMSYX	9.27%
MFS Blended Research Value Equity R6	BRUNX	5.22%
MFS Value R6	MEIKX	5.12%
MFS Blended Research Growth Eq R6	BRWVX	4.88%
MFS Growth R6	MFEKX	4.86%
MFS Commodity Strategy R6	MCSRX	4.75%
MFS Blended Research Core Equity R6	MUEVX	4.67%
MFS Mid Cap Growth R6	OTCKX	4.65%
MFS Mid Cap Value R6	MVCKX	4.64%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$1.59356	Dec 24, 2025
Dec 26, 2024	$0.96705	Dec 27, 2024
Dec 27, 2023	$0.56931	Dec 28, 2023
Dec 28, 2022	$1.02278	Dec 29, 2022
Dec 28, 2021	$1.65131	Dec 29, 2021
Dec 29, 2020	$0.42875	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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