MFS Lifetime 2045 R1 (LTMRX)

Fund Assets	564.92M
Expense Ratio	1.56%
Min. Investment	$1,000
Turnover	14.00%
Dividend (ttm)	0.36
Dividend Yield	1.56%
Dividend Growth	9.22%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	23.17
YTD Return	12.85%
1-Year Return	16.54%
5-Year Return	43.03%
52-Week Low	19.98
52-Week High	23.33
Beta (5Y)	0.90
Holdings	28
Inception Date	Nov 2, 2012

About LTMRX

MFS Lifetime 2045 Fund Class R1 is a target-date mutual fund designed primarily for investors aiming to retire around the year 2045. Its principal goal is to achieve a high total return through a dynamic asset allocation strategy that evolves as the target retirement year approaches. In the early years, the fund emphasizes capital growth by allocating a higher proportion of assets to equities. As the target date nears, it gradually shifts to a more conservative mix, increasing its allocation to fixed income and cash equivalents to mitigate risk and provide stability. This approach is guided by a professionally managed, diversified portfolio comprised of underlying MFS funds. The fund features active risk management and regular rebalancing to maintain its intended glide path. By offering a single, convenient investment vehicle, MFS Lifetime 2045 Fund Class R1 provides broad market exposure and automatic asset allocation adjustments, serving the needs of investors planning for long-term retirement horizons and seeking an all-in-one fund solution managed by experienced professionals.

• Fund Family: MFS
• Category: Target-Date 2045
• Performance Rating: Below Average
• Risk Rating: Below Average
• Stock Exchange: NASDAQ
• Ticker Symbol: LTMRX
• Share Class: R1
• Index: S&P 500 TR

Performance

LTMRX had a total return of 16.54% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.39%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FOLSX	Fidelity	Fidelity Flex Freedom Blend 2045 Fund	0.01%
FFFGX	Fidelity	Fidelity Freedom 2045 Fund	0.68%
FCGLX	Fidelity	Fidelity Advisor Freedom 2045 K6	0.45%
FFFTX	Fidelity	Fidelity Advisor Freedom 2045 M	1.18%
FFFZX	Fidelity	Fidelity Advisor Freedom 2045 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
LTMLX	R6	0.42%
LTMUX	R4	0.56%
LTMKX	I	0.56%
LTMTX	R3	0.81%

Top 10 Holdings

58.68% of assets

Name	Symbol	Weight
MFS Blended Research Mid Cap Eq R6	BMSYX	9.79%
MFS Blended Research Intl Eq R6	BRXVX	9.79%
MFS Blended Research Value Equity R6	BRUNX	5.29%
MFS Value R6	MEIKX	5.22%
MFS Mid Cap Growth R6	OTCKX	4.86%
MFS Blended Research Growth Eq R6	BRWVX	4.85%
MFS Mid Cap Value R6	MVCKX	4.82%
MFS Growth R6	MFEKX	4.82%
MFS Blended Research Core Equity R6	MUEVX	4.64%
MFS Research R6	MFRKX	4.60%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$1.41248	Dec 24, 2025
Dec 26, 2024	$0.78771	Dec 27, 2024
Dec 27, 2023	$0.41473	Dec 28, 2023
Dec 28, 2022	$0.86815	Dec 29, 2022
Dec 28, 2021	$1.41552	Dec 29, 2021
Dec 29, 2020	$0.21159	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 28, 2026

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