MFS Lifetime 2045 R2 (LTMSX)

Fund Assets	564.92M
Expense Ratio	1.06%
Min. Investment	$1,000
Turnover	14.00%
Dividend (ttm)	1.48
Dividend Yield	6.39%
Dividend Growth	69.90%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	23.29
YTD Return	13.16%
1-Year Return	17.02%
5-Year Return	46.51%
52-Week Low	20.04
52-Week High	23.45
Beta (5Y)	0.90
Holdings	28
Inception Date	Nov 2, 2012

About LTMSX

MFS Lifetime 2045 Fund Class R2 is a target-date mutual fund designed primarily for investors planning to retire around the year 2045. Its key purpose is to offer a professionally managed, diversified portfolio that automatically adjusts asset allocation over time: the fund emphasizes growth in the early years, then gradually shifts toward more conservative investments to help mitigate risk as the 2045 retirement date approaches. The fund invests predominantly in other MFS mutual funds, providing broad exposure across equity and fixed income markets, with notable sector allocations to information technology, financials, industrials, and health care. With no minimum investment and an annual expense ratio of 1.07%, the fund aims to achieve a high level of total return, initially through capital appreciation and, closer to retirement, through income generation and risk control. MFS Lifetime 2045 Fund Class R2 plays a significant role for retirement-oriented investors seeking a guided approach to long-term portfolio management, aligning investment strategy with evolving retirement timelines and market conditions.

• Fund Family: MFS
• Category: Target-Date 2045
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: LTMSX
• Share Class: R2
• Index: S&P 500 TR

Performance

LTMSX had a total return of 17.02% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.87%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FOLSX	Fidelity	Fidelity Flex Freedom Blend 2045 Fund	0.01%
FFFGX	Fidelity	Fidelity Freedom 2045 Fund	0.68%
FCGLX	Fidelity	Fidelity Advisor Freedom 2045 K6	0.45%
FFFTX	Fidelity	Fidelity Advisor Freedom 2045 M	1.18%
FFFZX	Fidelity	Fidelity Advisor Freedom 2045 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
LTMLX	R6	0.42%
LTMUX	R4	0.56%
LTMKX	I	0.56%
LTMTX	R3	0.81%

Top 10 Holdings

58.68% of assets

Name	Symbol	Weight
MFS Blended Research Mid Cap Eq R6	BMSYX	9.79%
MFS Blended Research Intl Eq R6	BRXVX	9.79%
MFS Blended Research Value Equity R6	BRUNX	5.29%
MFS Value R6	MEIKX	5.22%
MFS Mid Cap Growth R6	OTCKX	4.86%
MFS Blended Research Growth Eq R6	BRWVX	4.85%
MFS Mid Cap Value R6	MVCKX	4.82%
MFS Growth R6	MFEKX	4.82%
MFS Blended Research Core Equity R6	MUEVX	4.64%
MFS Research R6	MFRKX	4.60%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$1.47897	Dec 24, 2025
Dec 26, 2024	$0.87047	Dec 27, 2024
Dec 27, 2023	$0.48231	Dec 28, 2023
Dec 28, 2022	$0.93274	Dec 29, 2022
Dec 28, 2021	$1.54913	Dec 29, 2021
Dec 29, 2020	$0.32492	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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