CreditAccess Grameen Limited (NSE:CREDITACC)
India · Delayed Price · Currency is INR 1,009.00
+11.50 (1.15%)
Oct 27, 2026, 3:30 PM IST
CreditAccess Grameen Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 64,751 | 57,626 | 55,468 | 49,001 | 33,271 | 25,673 |
Total Interest Expense | 19,994 | 18,580 | 19,470 | 17,270 | 12,129 | 9,840 |
Net Interest Income | 44,757 | 39,046 | 35,998 | 31,731 | 21,143 | 15,834 |
Commissions and Fees | 1,526 | 1,359 | 1,016 | 924.2 | 195.1 | 132.2 |
Gain (Loss) on Sale of Investments | 0.5 | 0.5 | 1.6 | - | - | 178.5 |
Other Revenue | 947.1 | 1,151 | 785.7 | 1,324 | 1,461 | 775.8 |
Revenue Before Loan Losses | 47,230 | 41,556 | 37,802 | 33,980 | 22,798 | 16,920 |
Provision for Loan Losses | 11,329 | 17,265 | 19,005 | 4,041 | 3,429 | 5,226 |
| 35,901 | 24,291 | 18,797 | 29,939 | 19,369 | 11,694 | |
Revenue Growth | 153.49% | 29.23% | -37.22% | 54.57% | 65.63% | 51.83% |
Salaries & Employee Benefits | 9,351 | 8,791 | 7,304 | 6,694 | 5,152 | 4,377 |
Cost of Services Provided | 1,045 | 1,045 | 925.5 | 779.1 | 590.7 | 446.6 |
Other Operating Expenses | 3,306 | 3,082 | 2,851 | 2,508 | 2,073 | 1,591 |
Total Operating Expenses | 14,351 | 13,549 | 11,702 | 10,493 | 8,315 | 6,886 |
Operating Income | 21,550 | 10,743 | 7,095 | 19,447 | 11,054 | 4,808 |
EBT Excluding Unusual Items | 21,140 | 10,332 | 7,089 | 19,392 | 11,054 | 4,808 |
Pretax Income | 21,140 | 10,332 | 7,089 | 19,392 | 11,054 | 4,808 |
Income Tax Expense | 5,273 | 2,556 | 1,775 | 4,933 | 2,794 | 1,277 |
Earnings From Continuing Ops. | 15,866 | 7,776 | 5,314 | 14,459 | 8,261 | 3,531 |
Net Income | 15,866 | 7,776 | 5,314 | 14,459 | 8,261 | 3,531 |
Net Income to Common | 15,866 | 7,776 | 5,314 | 14,459 | 8,261 | 3,531 |
Net Income Growth | 1086.89% | 46.34% | -63.25% | 75.04% | 133.97% | 163.45% |
Shares Outstanding (Basic) | 160 | 160 | 159 | 159 | 159 | 158 |
Shares Outstanding (Diluted) | 161 | 161 | 160 | 160 | 159 | 159 |
Shares Change | 0.60% | 0.43% | -0.05% | 0.32% | 0.25% | 5.63% |
EPS (Basic) | 99.07 | 48.63 | 33.32 | 90.88 | 52.04 | 22.29 |
EPS (Diluted) | 98.62 | 48.44 | 33.24 | 90.41 | 51.82 | 22.20 |
EPS Growth | 1080.09% | 45.73% | -63.23% | 74.47% | 133.42% | 149.44% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -35,439 | -27,850 | 10,986 | -47,456 | -33,035 | -27,336 |
Free Cash Flow Per Share | -220.28 | -173.48 | 68.72 | -296.73 | -207.22 | -171.90 |
Dividend Per Share | - | - | - | 10.000 | - | - |
Dividend Growth | - | - | - | - | - | - |
Operating Margin | 60.03% | 44.22% | 37.74% | 64.95% | 57.07% | 41.11% |
Profit Margin | 44.20% | 32.01% | 28.27% | 48.30% | 42.65% | 30.19% |
Free Cash Flow Margin | -98.71% | -114.65% | 58.45% | -158.51% | -170.55% | -233.76% |
Effective Tax Rate | 24.94% | 24.73% | 25.04% | 25.44% | 25.27% | 26.57% |
Revenue as Reported | 67,791 | 60,625 | 57,561 | 51,727 | 35,508 | 27,501 |