Jana Small Finance Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	58,822	53,529	46,713	36,160	30,750	27,265
Interest Income on Investments	372.39	-	-	3,978	-	-
Total Interest Income	59,194	53,529	46,713	40,138	30,750	27,265
Interest Paid on Deposits	29,187	27,597	23,167	18,859	14,150	13,368
Net Interest Income	30,007	25,931	23,547	21,279	16,600	13,898
Net Interest Income Growth	24.77%	10.13%	10.66%	28.19%	19.44%	10.03%
Gain (Loss) on Sale of Assets	832.16	832.16	981.26	847.29	-9.75	-2.07
Gain (Loss) on Sale of Investments	1,318	1,318	954.37	608.9	29.6	46.52
Other Non-Interest Income	7,511	8,069	5,823	5,246	6,229	3,193
Total Non-Interest Income	9,661	10,219	7,759	6,702	6,249	3,238
Non-Interest Income Growth	4.69%	31.71%	15.76%	7.26%	93.00%	37.72%
Revenues Before Loan Losses	39,669	36,150	31,305	27,982	22,849	17,135
Provision for Loan Losses	8,424	8,392	7,142	6,790	7,444	5,693
Revenue	31,245	27,758	24,163	21,192	15,405	11,442
Revenue Growth	21.07%	14.88%	14.02%	37.57%	34.63%	1.11%
Salaries and Employee Benefits	15,659	14,454	11,863	9,638	7,730	6,966
Occupancy Expenses	2,786	2,786	2,190	2,110	1,946	1,995
Selling, General & Administrative	4,689	4,727	4,006	3,526	2,562	1,856
Other Non-Interest Expense	3,211	2,379	1,126	665.29	560.69	547.86
Total Non-Interest Expense	26,494	24,494	19,426	16,048	12,845	11,388
EBT Excluding Unusual Items	4,751	3,264	4,737	5,144	2,560	54.06
Pretax Income	4,751	3,264	4,737	5,144	2,560	54.06
Income Tax Expense	-	-	-277.4	-1,552	-	-
Net Income	4,751	3,264	5,014	6,695	2,560	54.06
Net Income to Common	4,751	3,264	5,014	6,695	2,560	54.06
Net Income Growth	15.58%	-34.90%	-25.11%	161.57%	4635.12%	-93.59%
Basic Shares Outstanding	105	105	105	74	54	51
Diluted Shares Outstanding	106	106	105	74	60	54
Shares Change	0.62%	0.37%	42.53%	22.93%	10.17%	1.50%
EPS (Basic)	45.08	31.02	47.89	90.85	47.47	1.06
EPS (Diluted)	44.88	30.92	47.67	90.72	42.64	0.99
EPS Growth	14.87%	-35.14%	-47.45%	112.76%	4207.07%	-93.69%