Punjab National Bank (NSE:PNB)

Punjab National Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	1,346,715	1,307,721	1,240,099	1,090,646	868,453	762,418
Interest Paid on Deposits	904,306	880,694	807,038	685,342	518,170	468,231
Net Interest Income	441,129	427,027	433,060	405,304	350,283	294,188
Net Interest Income Growth	1.55%	-1.39%	6.85%	15.71%	19.07%	-5.50%
Gain (Loss) on Sale of Assets	71.8	71.9	40.7	66.6	25.8	144
Gain (Loss) on Sale of Investments	44,388	44,414	40,509	6,149	-10,129	26,693
Other Non-Interest Income	125,362	142,426	123,920	127,079	132,499	94,139
Total Non-Interest Income	169,821	186,912	164,470	133,294	122,396	120,977
Non-Interest Income Growth	-4.41%	13.64%	23.39%	8.90%	1.17%	-1.12%
Revenues Before Loan Losses	610,950	613,939	597,530	538,599	472,679	415,164
Provision for Loan Losses	21,404	24,833	11,500	117,192	198,629	173,497
Revenue	589,545	589,106	586,030	421,407	274,050	241,667
Revenue Growth	14.14%	0.53%	39.06%	53.77%	13.40%	6.61%
Salaries and Employee Benefits	180,237	189,923	215,487	186,432	149,426	119,719
Occupancy Expenses	38,284	38,284	32,463	30,557	30,260	27,612
Selling, General & Administrative	8,225	8,225	8,287	8,196	7,838	7,407
Other Non-Interest Expense	81,025	81,858	69,268	62,905	55,833	50,170
Total Non-Interest Expense	291,604	304,580	314,375	279,807	240,462	202,591
EBT Excluding Unusual Items	297,941	284,526	271,655	141,600	33,588	39,076
Pretax Income	297,941	284,526	271,655	141,600	33,588	39,076
Income Tax Expense	68,623	99,859	86,129	50,028	-	-
Earnings From Continuing Operations	229,318	184,667	185,526	91,572	33,588	39,076
Minority Interest in Earnings	-712.2	-740.1	-723.2	-499.5	-103.3	-468.5
Net Income	228,606	183,927	184,803	91,072	33,485	38,607
Net Income to Common	228,606	183,927	184,803	91,072	33,485	38,607
Net Income Growth	34.19%	-0.47%	102.92%	171.98%	-13.27%	50.69%
Basic Shares Outstanding	11,490	11,493	11,257	11,011	11,011	10,947
Diluted Shares Outstanding	11,490	11,493	11,257	11,011	11,011	10,947
Shares Change	-0.02%	2.10%	2.23%	-	0.59%	12.78%
EPS (Basic)	19.90	16.00	16.42	8.27	3.04	3.53
EPS (Diluted)	19.90	16.00	16.42	8.27	3.04	3.53
EPS Growth	34.23%	-2.52%	98.49%	172.07%	-13.80%	33.61%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Dividend Per Share	-	3.000	2.900	1.500	0.650	0.640
Dividend Growth	-	3.45%	93.33%	130.77%	1.56%	-
Effective Tax Rate	23.03%	35.10%	31.70%	35.33%	-	-

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 22, 2026

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