Satin Creditcare Network Limited (NSE:SATIN)
India · Delayed Price · Currency is INR 238.50
-18.92 (-7.35%)
Jul 31, 2026, 3:29 PM IST
Satin Creditcare Network Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 25,613 | 24,626 | 22,797 | 18,818 | 12,490 | 12,278 |
Total Interest Expense | 11,427 | 10,983 | 10,269 | 8,972 | 6,129 | 6,288 |
Net Interest Income | 14,185 | 13,642 | 12,527 | 9,845 | 6,361 | 5,990 |
Commissions and Fees | 320.31 | 281.54 | 370.65 | 653.68 | 767.44 | 812.68 |
Gain (Loss) on Sale of Investments | 314.35 | 314.35 | 220.05 | 121.55 | 37.66 | 26.48 |
Other Revenue | 5,928 | 6,385 | 2,392 | 2,798 | 2,212 | 686.53 |
Revenue Before Loan Losses | 20,748 | 20,623 | 15,510 | 13,418 | 9,378 | 7,516 |
Provision for Loan Losses | 4,582 | 4,949 | 5,204 | 1,508 | 4,000 | 1,807 |
| 16,166 | 15,674 | 10,305 | 11,910 | 5,379 | 5,708 | |
Revenue Growth | 62.27% | 52.09% | -13.48% | 121.44% | -5.78% | 23.29% |
Salaries & Employee Benefits | 7,154 | 6,864 | 5,755 | 4,479 | 3,876 | 3,931 |
Cost of Services Provided | 282.99 | 282.99 | 244.01 | 173.1 | 246.04 | 176.69 |
Other Operating Expenses | 1,834 | 1,774 | 1,465 | 1,174 | 1,021 | 1,100 |
Total Operating Expenses | 9,591 | 9,223 | 7,737 | 6,053 | 5,327 | 5,368 |
Operating Income | 6,576 | 6,451 | 2,568 | 5,858 | 51.25 | 339.93 |
Currency Exchange Gain (Loss) | -1,225 | -2,131 | -216.68 | - | - | - |
EBT Excluding Unusual Items | 5,351 | 4,320 | 2,357 | 5,832 | 51.25 | 346.93 |
Other Unusual Items | 2.07 | 2.07 | 1.25 | 1.56 | 0.76 | 0.78 |
Pretax Income | 5,352 | 4,321 | 2,358 | 5,829 | 52.41 | 341.79 |
Income Tax Expense | 1,254 | 998.44 | 496.42 | 1,469 | 4.28 | 134.8 |
Earnings From Continuing Ops. | 4,098 | 3,322 | 1,861 | 4,359 | 48.13 | 206.99 |
Minority Interest in Earnings | 0.02 | -0.23 | - | - | - | - |
Net Income | 4,098 | 3,322 | 1,861 | 4,359 | 48.13 | 206.99 |
Net Income to Common | 4,098 | 3,322 | 1,861 | 4,359 | 48.13 | 206.99 |
Net Income Growth | 225.35% | 78.47% | -57.30% | 8957.32% | -76.75% | - |
Shares Outstanding (Basic) | 110 | 110 | 110 | 98 | 78 | 70 |
Shares Outstanding (Diluted) | 110 | 110 | 110 | 101 | 82 | 76 |
Shares Change | 0.01% | - | 9.18% | 23.11% | 7.62% | 22.66% |
EPS (Basic) | 37.25 | 30.20 | 16.92 | 44.34 | 0.62 | 2.96 |
EPS (Diluted) | 37.25 | 30.20 | 16.92 | 43.27 | 0.59 | 2.72 |
EPS Growth | 225.37% | 78.49% | -60.90% | 7233.90% | -78.31% | - |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | -9,985 | -5,829 | -20,817 | -9,660 | 3,302 |
Free Cash Flow Per Share | - | -90.78 | -53.00 | -206.63 | -118.05 | 43.43 |
Operating Margin | 40.67% | 41.16% | 24.92% | 49.18% | 0.95% | 5.96% |
Profit Margin | 25.35% | 21.19% | 18.06% | 36.60% | 0.90% | 3.63% |
Free Cash Flow Margin | - | -63.71% | -56.56% | -174.78% | -179.61% | 57.85% |
Effective Tax Rate | 23.43% | 23.11% | 21.05% | 25.21% | 8.16% | 39.44% |
Revenue as Reported | 32,178 | 31,609 | 25,786 | 22,405 | 15,509 | 13,811 |