NSE:UTKARSHBNK Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	34,470	33,788	37,649	31,784	25,050	18,488
Interest Paid on Deposits	18,689	19,020	17,421	12,926	9,759	7,880
Net Interest Income	15,818	14,767	20,229	18,858	15,290	10,609
Net Interest Income Growth	-3.77%	-27.00%	7.27%	23.33%	44.13%	26.41%
Gain (Loss) on Sale of Assets	-1.89	-1.89	2.4	-0.58	0.44	0.63
Gain (Loss) on Sale of Investments	391.23	391.23	96.82	-	0.5	-28.36
Other Non-Interest Income	3,688	3,920	5,899	4,004	2,992	1,876
Total Non-Interest Income	4,077	4,310	5,998	4,003	2,993	1,848
Non-Interest Income Growth	-35.05%	-28.15%	49.83%	33.76%	61.93%	48.05%
Revenues Before Loan Losses	19,895	19,077	26,227	22,861	18,283	12,457
Provision for Loan Losses	9,664	15,636	9,758	3,417	3,008	4,732
Revenue	10,232	3,441	16,469	19,444	15,276	7,725
Revenue Growth	35.18%	-79.11%	-15.30%	27.29%	97.74%	10.91%
Salaries and Employee Benefits	9,118	9,337	8,206	7,334	5,701	4,298
Occupancy Expenses	1,979	1,979	1,851	1,570	1,364	999.26
Selling, General & Administrative	1,237	1,237	1,253	929.57	730.87	524.04
Other Non-Interest Expense	6,393	5,960	4,848	3,055	2,104	1,516
Total Non-Interest Expense	18,727	18,514	16,158	12,889	9,900	7,337
EBT Excluding Unusual Items	-8,495	-15,073	311.11	6,555	5,376	387.52
Other Unusual Items	6.8	6.8	-34.6	38.4	-17.4	409.6
Pretax Income	-8,488	-15,066	276.51	6,594	5,358	797.12
Income Tax Expense	-1,820	-3,556	39.5	1,618	1,313	182.5
Net Income	-6,668	-11,510	237.01	4,976	4,045	614.62
Net Income to Common	-6,668	-11,510	237.01	4,976	4,045	614.62
Net Income Growth	-	-	-95.24%	23.02%	558.14%	-45.03%
Basic Shares Outstanding	1,719	1,375	1,101	1,038	896	878
Diluted Shares Outstanding	1,719	1,375	1,101	1,048	898	880
Shares Change	55.87%	24.86%	5.03%	16.75%	2.00%	15.04%
EPS (Basic)	-3.88	-8.37	0.22	4.79	4.52	0.70
EPS (Diluted)	-3.88	-8.37	0.22	4.75	4.51	0.70
EPS Growth	-	-	-95.47%	5.32%	544.35%	-52.06%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	-	-	-	0.500	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	-	-	14.29%	24.53%	24.51%	22.89%