Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India · Delayed Price · Currency is INR 14.69
+0.38 (2.66%)
Jul 31, 2026, 3:30 PM IST
NSE:UTKARSHBNK Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest Income on Loans | 33,754 | 33,788 | 37,649 | 31,784 | 25,050 | 18,488 |
Interest Paid on Deposits | 18,844 | 19,020 | 17,421 | 12,926 | 9,759 | 7,880 |
Net Interest Income | 14,970 | 14,767 | 20,229 | 18,858 | 15,290 | 10,609 |
Net Interest Income Growth | -19.15% | -27.00% | 7.27% | 23.33% | 44.13% | 26.41% |
Gain (Loss) on Sale of Assets | -1.89 | -1.89 | 2.4 | -0.58 | 0.44 | 0.63 |
Gain (Loss) on Sale of Investments | 391.23 | 391.23 | 96.82 | - | 0.5 | -28.36 |
Other Non-Interest Income | 3,731 | 3,920 | 5,899 | 4,004 | 2,992 | 1,876 |
Total Non-Interest Income | 4,120 | 4,310 | 5,998 | 4,003 | 2,993 | 1,848 |
Non-Interest Income Growth | -34.90% | -28.15% | 49.83% | 33.76% | 61.93% | 48.05% |
Revenues Before Loan Losses | 19,090 | 19,077 | 26,227 | 22,861 | 18,283 | 12,457 |
Provision for Loan Losses | 12,621 | 15,636 | 9,758 | 3,417 | 3,008 | 4,732 |
| 6,469 | 3,441 | 16,469 | 19,444 | 15,276 | 7,725 | |
Revenue Growth | -47.11% | -79.11% | -15.30% | 27.29% | 97.74% | 10.91% |
Salaries and Employee Benefits | 9,461 | 9,337 | 8,206 | 7,334 | 5,701 | 4,298 |
Occupancy Expenses | 1,979 | 1,979 | 1,851 | 1,570 | 1,364 | 999.26 |
Selling, General & Administrative | 1,237 | 1,237 | 1,253 | 929.57 | 730.87 | 524.04 |
Other Non-Interest Expense | 6,130 | 5,960 | 4,848 | 3,055 | 2,104 | 1,516 |
Total Non-Interest Expense | 18,808 | 18,514 | 16,158 | 12,889 | 9,900 | 7,337 |
EBT Excluding Unusual Items | -12,338 | -15,073 | 311.11 | 6,555 | 5,376 | 387.52 |
Other Unusual Items | 6.8 | 6.8 | -34.6 | 38.4 | -17.4 | 409.6 |
Pretax Income | -12,332 | -15,066 | 276.51 | 6,594 | 5,358 | 797.12 |
Income Tax Expense | -2,877 | -3,556 | 39.5 | 1,618 | 1,313 | 182.5 |
Net Income | -9,454 | -11,510 | 237.01 | 4,976 | 4,045 | 614.62 |
Net Income to Common | -9,454 | -11,510 | 237.01 | 4,976 | 4,045 | 614.62 |
Net Income Growth | - | - | -95.24% | 23.02% | 558.14% | -45.03% |
Basic Shares Outstanding | 1,545 | 1,375 | 1,101 | 1,038 | 896 | 878 |
Diluted Shares Outstanding | 1,545 | 1,375 | 1,101 | 1,048 | 898 | 880 |
Shares Change | 40.20% | 24.86% | 5.03% | 16.75% | 2.00% | 15.04% |
EPS (Basic) | -6.12 | -8.37 | 0.22 | 4.79 | 4.52 | 0.70 |
EPS (Diluted) | -6.12 | -8.37 | 0.22 | 4.75 | 4.51 | 0.70 |
EPS Growth | - | - | -95.47% | 5.32% | 544.35% | -52.06% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share | - | - | - | 0.500 | - | - |
Dividend Growth | - | - | - | - | - | - |
Effective Tax Rate | - | - | 14.29% | 24.53% | 24.51% | 22.89% |