Instabank ASA (OSL:INSTA)
Norway flag Norway · Delayed Price · Currency is NOK
2.280
-0.010 (-0.44%)
Apr 3, 2025, 4:25 PM CET

Instabank ASA Income Statement

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 2021FY 2020 2016 - 2019
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2019
Interest Income on Loans
686.83556.23391.23319.93271.72
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Interest Income on Investments
35.5221.332.350.10.4
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Total Interest Income
722.35577.56393.58320.04272.12
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Interest Paid on Deposits
295.5204.6973.8938.6151.35
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Net Interest Income
426.85372.86319.69281.43220.77
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Net Interest Income Growth (YoY)
14.48%16.63%13.60%27.47%-12.60%
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Gain (Loss) on Sale of Investments
18.3624.551.092.018.38
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Other Non-Interest Income
46.9743.6836.836.5633.98
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Total Non-Interest Income
65.3368.2237.8938.5742.36
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Non-Interest Income Growth (YoY)
-4.24%80.05%-1.75%-8.95%-
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Revenues Before Loan Losses
492.18441.08357.58319.99263.13
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Provision for Loan Losses
157.32143.74100.2380.8892.91
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Revenue
334.87297.34257.35239.11170.22
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Revenue Growth (YoY)
12.62%15.54%7.63%40.47%-0.30%
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Salaries and Employee Benefits
86.5368.6455.544.3237.39
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Occupancy Expenses
1312.4413.0514.112.74
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Selling, General & Administrative
96.9376.5677.6956.1959.93
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Other Non-Interest Expense
9.958.477.7912.323.14
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Total Non-Interest Expense
206.42166.11154.02126.93113.21
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EBT Excluding Unusual Items
128.45131.23103.33112.1857.01
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Pretax Income
128.45131.23103.33112.1857.01
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Income Tax Expense
30.3330.3621.0928.7314.33
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Net Income
98.12100.8782.2483.4542.68
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Net Income to Common
98.12100.8782.2483.4542.68
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Net Income Growth
-2.72%22.66%-1.45%95.53%3.49%
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Basic Shares Outstanding
378378333333333
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Diluted Shares Outstanding
400400355352353
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Shares Change (YoY)
-0.03%12.80%0.68%-0.11%2.61%
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EPS (Basic)
0.260.270.250.250.13
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EPS (Diluted)
0.250.260.230.240.12
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EPS Growth
-3.85%13.04%-4.17%100.00%-
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Dividend Per Share
0.080----
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Effective Tax Rate
23.61%23.13%20.41%25.61%25.14%
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Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.