Instabank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	133.54	95.47	106.16	74.84	96.82
Depreciation & Amortization	13.94	13	12.44	13.05	14.1
Stock-Based Compensation	-	-	-	2.35	2.37
Other Adjustments	35.46	-147.7	151.24	16.71	49.77
Changes in Other Operating Activities	-559.02	247.42	-225.47	-260.98	-70.29
Operating Cash Flow	-392.15	196.85	33.81	-154.03	92.77
Operating Cash Flow Growth	-	482.19%	-	-	351.19%
Capital Expenditures	-0.18	-0.27	-0.82	-0.11	-0.07
Purchases of Intangible Assets	-11.83	-13.93	-15.62	-6.8	-7.15
Investing Cash Flow	-12.01	-14.19	-16.45	-6.91	-7.22
Long-Term Debt Issued	154	20	25	80	-
Long-Term Debt Repaid	-	-15.9	-25	-	-
Net Long-Term Debt Issued (Repaid)	154	4.1	0	80	-
Issuance of Common Stock	205.01	-	67.86	-	-
Net Common Stock Issued (Repurchased)	205.01	-	67.86	-	-
Common Dividends Paid	-30.26	-	-	-	-
Other Financing Activities	-33.93	-24.98	-23.53	-9.09	-6.87
Financing Cash Flow	310.88	-9.53	54.89	70.91	-6.87
Net Cash Flow	-93.28	173.13	72.25	-90.03	78.68
Free Cash Flow	-392.33	196.59	32.99	-154.14	92.7
Free Cash Flow Growth	-	495.93%	-	-	350.88%
FCF Margin	-42.54%	24.79%	5.03%	-34.98%	25.29%
Free Cash Flow Per Share	-0.93	0.49	0.08	-0.43	0.26
Levered Free Cash Flow	-268.48	362.38	-112.98	-85.8	27.2
Unlevered Free Cash Flow	-412.29	365.88	-112.98	-165.8	27.2