Skip to main content
logo
Instabank ASA (OSL:INSTA)
Norway flag Norway · Delayed Price · Currency is NOK
5.10
+0.04 (0.79%)
Aug 27, 2026, 9:00 AM CET

Instabank ASA Cash Flow Statement

Millions NOK. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
122.7998.12100.8782.2483.45
Depreciation & Amortization
13.941312.4413.0514.1
Gain (Loss) on Sale of Investments
-5.64-19.38-14.88-0.7-2.67
Provision for Credit Losses
45.84-107.48143.3417.7651.46
Change in Other Net Operating Assets
-2,012-465.93-1,501-1,066-812.45
Other Operating Activities
27.5858.5318.36-5.0515.73
Operating Cash Flow
-1,808-423.13-1,240-959.18-650.37
Operating Cash Flow Growth
-----

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.18-0.27-0.82-0.11-0.07
Purchase / Sale of Intangibles
-11.83-13.93-15.62-6.8-7.15
Investing Cash Flow
-12.01-14.19-16.45-6.91-7.22

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
154202540-
Long-Term Debt Repaid
-3.13-18.79-27.92--
Net Debt Issued (Repaid)
150.871.21-2.9240-
Issuance of Common Stock
205.01-67.8640-
Common Dividends Paid
-30.26----
Net Increase (Decrease) in Deposit Accounts
1,416619.981,274805.15743.13
Other Financing Activities
-14.74-10.75-10.05-9.09-6.87
Financing Cash Flow
1,727610.451,329876.07736.26

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-93.28173.1372.25-90.0378.68

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
-1,808-423.4-1,241-959.29-650.43
Free Cash Flow Growth
-----
Free Cash Flow Margin
-437.43%-126.44%-417.47%-372.75%-272.02%
Free Cash Flow Per Share
-4.27-1.06-3.10-2.71-1.85

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
30.822.0920.619.096.87
Cash Income Tax Paid
20.1932.9725.0728.4915.36