Instabank ASA (OSL:INSTA)
Norway · Delayed Price · Currency is NOK 4.950
-0.020 (-0.40%)
Aug 4, 2026, 4:25 PM CET
Instabank ASA Ratios and Metrics
Market cap in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 2,283 | 1,552 | 757 | 660 | 606 | 678 | |
Market Cap Growth | 117.89% | 105.21% | 14.61% | 8.89% | -10.54% | 20.53% |
Enterprise Value | - | 9,704 | 7,246 | 6,618 | 5,363 | 4,499 |
Last Close Price | 4.95 | 3.43 | 2.00 | 1.75 | 1.82 | 2.04 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 16.60 | 11.83 | 8.00 | 6.71 | 7.92 | 8.49 |
Forward PE | 13.22 | 9.82 | 6.03 | 8.28 | 8.21 | 6.94 |
PS Ratio | 5.21 | 1.68 | 0.95 | 1.01 | 1.38 | 1.85 |
PB Ratio | 1.61 | 1.12 | 0.73 | 0.70 | 0.77 | 1.02 |
P/TBV Ratio | 1.58 | 1.07 | 0.79 | 0.76 | 0.85 | 1.12 |
P/FCF Ratio | - | - | 3.85 | 20.01 | - | 7.31 |
P/OCF Ratio | - | - | 3.84 | 19.52 | - | 7.30 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | - | 10.52 | 9.14 | 10.08 | 12.17 | 12.27 |
EV/EBITDA Ratio | - | 53.78 | 47.86 | 46.07 | 46.08 | 35.63 |
EV/EBIT Ratio | - | 58.29 | 52.36 | 50.43 | 51.90 | 40.11 |
EV/FCF Ratio | - | - | 36.86 | 200.63 | - | 48.54 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 6.55 | 6.13 | 6.65 | 6.56 | 6.29 | 6.16 |
Debt / EBITDA Ratio | 71.21 | 47.10 | 45.76 | 43.31 | 42.52 | 32.49 |
Debt / FCF Ratio | - | - | 35.24 | 188.63 | - | 44.26 |
Net Debt / Equity Ratio | 6.21 | 5.88 | 6.23 | 6.28 | 6.05 | 5.74 |
Net Debt / EBITDA Ratio | 67.50 | 45.18 | 42.86 | 41.47 | 40.88 | 30.27 |
Net Debt / FCF Ratio | - | -20.78 | 33.01 | 180.62 | -30.86 | 41.23 |
Asset Turnover | 0.09 | 0.10 | 0.10 | 0.10 | 0.08 | 0.08 |
Quick Ratio | 1.06 | 1.05 | 1.03 | 1.02 | 1.00 | 1.01 |
Current Ratio | 1.06 | 1.05 | 1.03 | 1.02 | 1.00 | 1.01 |
Return on Equity (ROE) | 9.45% | 10.11% | 9.86% | 11.63% | 11.32% | 13.35% |
Return on Assets (ROA) | 1.01% | 1.49% | 1.38% | 1.54% | 1.55% | 1.89% |
Return on Invested Capital (ROIC) | 1.05% | 1.56% | 1.47% | 1.62% | 1.64% | 2.02% |
Return on Capital Employed (ROCE) | 7.61% | 11.32% | 11.73% | 12.87% | 12.33% | 15.68% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 5.80% | 8.45% | 12.50% | 14.90% | 12.62% | 11.78% |
FCF Yield | - | - | 25.99% | 5.00% | - | 13.68% |
Dividend Yield | 1.81% | 2.16% | 0.00% | 0.00% | 0.00% | 0.00% |
Payout Ratio | - | 24.65% | 0.00% | 0.00% | 0.00% | 0.00% |
Buyback Yield / Dilution | -9.55% | -5.87% | 0.02% | -12.80% | -0.67% | 0.11% |
Total Shareholder Return | -7.74% | -3.71% | 0.02% | -12.80% | -0.67% | 0.11% |