Instabank ASA (OSL:INSTA)
Norway flag Norway · Delayed Price · Currency is NOK
4.870
-0.080 (-1.62%)
Oct 5, 2026, 4:25 PM CET

Instabank ASA Ratios and Metrics

Millions NOK. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
2,2461,552757660607679
Market Cap Growth
90.32%105.21%14.61%8.73%-10.54%20.71%
Last Close Price
4.873.351.891.651.711.91

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.0312.647.716.547.388.13
PS Ratio
4.603.762.262.222.362.84
PB Ratio
1.571.120.730.700.771.02

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.130.140.110.140.130.09
Net Debt / Equity Ratio
0.12-0.09-0.29-0.12-0.12-0.33
Net Debt / FCF Ratio
-0.070.730.090.100.34
Return on Equity (ROE)
12.38%10.11%9.86%11.63%11.33%13.35%
Return on Assets (ROA)
1.50%1.37%1.28%1.54%1.55%1.89%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.01%7.91%12.97%15.28%13.55%12.30%
FCF Yield
-17.47%-116.47%-55.97%-188.06%-158.02%-95.85%
Dividend Yield
1.85%2.68%4.24%---
Payout Ratio
-24.64%----
Buyback Yield / Dilution
-13.72%-5.87%0.03%-12.80%-0.68%0.11%
Total Shareholder Return
-11.88%-3.18%4.26%-12.80%-0.68%0.11%