Instabank ASA (OSL:INSTA)
Norway flag Norway · Delayed Price · Currency is NOK
4.820
0.00 (0.00%)
Nov 13, 2026, 4:25 PM CET

Instabank ASA Statistics

Total Valuation

Instabank ASA has a market cap or net worth of NOK 2.22 billion.

Market Cap2.22B
Enterprise Value n/a

Important Dates

The last earnings date was Friday, November 6, 2026.

Earnings Date Nov 6, 2026
Ex-Dividend Date Apr 10, 2026

Share Statistics

Instabank ASA has 461.21 million shares outstanding. The number of shares has increased by 11.90% in one year.

Current Share Class 461.21M
Shares Outstanding 461.21M
Shares Change (YoY) +11.90%
Shares Change (QoQ) +10.74%
Owned by Insiders (%) 13.38%
Owned by Institutions (%) 11.55%
Float 129.69M

Valuation Ratios

The trailing PE ratio is 13.90 and the forward PE ratio is 10.78.

PE Ratio 13.90
Forward PE 10.78
PS Ratio 4.28
PB Ratio 1.51
P/TBV Ratio 1.54
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.13
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.88%.

Return on Equity (ROE) 12.88%
Return on Assets (ROA) 1.52%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.97%
Revenue Per Employee 7.53M
Profits Per Employee 2.44M
Employee Count76
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Instabank ASA has paid 46.11 million in taxes.

Income Tax 46.11M
Effective Tax Rate 21.51%

Stock Price Statistics

The stock price has increased by +44.75% in the last 52 weeks. The beta is 0.41, so Instabank ASA's price volatility has been lower than the market average.

Beta (5Y) 0.41
52-Week Price Change +44.75%
50-Day Moving Average 4.91
200-Day Moving Average 4.47
Relative Strength Index (RSI) 38.29
Average Volume (20 Days) 154,078

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Instabank ASA had revenue of NOK 519.73 million and earned 168.29 million in profits. Earnings per share was 0.35.

Revenue519.73M
Gross Profit 519.73M
Operating Income 214.40M
Pretax Income 214.40M
Net Income 168.29M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.35
Full Income Statement

Balance Sheet

The company has 2.29 million in cash and 194.21 million in debt, with a net cash position of -191.92 million or -0.42 per share.

Cash & Cash Equivalents 2.29M
Total Debt 194.21M
Net Cash -191.92M
Net Cash Per Share -0.42
Equity (Book Value) 1.48B
Book Value Per Share 2.85
Working Capital 446.76M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures -181,000
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow -392.33M
FCF Per Share -0.85
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.25%
Pretax Margin 41.25%
Profit Margin 32.38%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.09, which amounts to a dividend yield of 1.87%.

Dividend Per Share 0.09
Dividend Yield 1.87%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 25.95%
FCF Payout Ratio n/a
Buyback Yield -11.90%
Shareholder Yield -10.03%
Earnings Yield 7.20%
FCF Yield -17.65%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside
Graham Formula Value
Graham Formula Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2